Is VCMDX or HDV a better dividend investment in 2026?

VCMDX currently yields 12.91% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: VCMDX offers higher current income.

What is the dividend yield difference between VCMDX and HDV?

VCMDX has a forward dividend yield of 12.91% ($3.96/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 9.99 percentage points.

Home › Compare › VCMDX vs HDV

VCMDX vs HDV: Dividend Comparison 2026

VCMDX yields 12.91% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VCMDX wins by $22.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

VCMDX

● Live price

12.91%

Share price

$30.64

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$46.8K

Annual income

$2,882.34

Full VCMDX calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.72

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$351.71

Full HDV calculator →

Portfolio growth — VCMDX vs HDV

📍 VCMDX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VCMDX	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VCMDX + HDV cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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VCMDX pays

HDV pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VCMDX

Annual income on $10K today (after 15% tax)

$1,097.40/yr

After 10yr DRIP, annual income (after tax)

$2,449.99/yr

HDV

Annual income on $10K today (after 15% tax)

$247.92/yr

After 10yr DRIP, annual income (after tax)

$298.95/yr

At 15% tax rate, VCMDX beats the other by $2,151.04/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VCMDX + HDV for your $10,000?

VCMDX: 50%HDV: 50%

100% HDV50/50100% VCMDX

Portfolio after 10yr

$35.5K

Annual income

$1,617.03/yr

Blended yield

4.55%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VCMDX buys

HDV buys

No recent congressional trades found for VCMDX or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVCMDXHDV

Forward yield	12.91% ✓	2.92%
Annual dividend / share	$3.96	$3.96
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$46.8K ✓	$24.3K
Annual income after 10y	$2,882.34 ✓	$351.71
Total dividends collected	$20.6K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: VCMDX vs HDV ($10,000, DRIP)

Year	VCMDX Portfolio	VCMDX Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,991	$1,291.06	$11,002	$291.67	+$989.00 → VCMDX
2	$14,277	$1,446.84	$12,082	$299.61	+$2.2K → VCMDX
3	$16,887	$1,609.99	$13,247	$307.23	+$3.6K → VCMDX
4	$19,848	$1,779.66	$14,503	$314.52	+$5.3K → VCMDX
5	$23,193	$1,954.95	$15,854	$321.50	+$7.3K → VCMDX
6	$26,951	$2,134.91	$17,308	$328.15	+$9.6K → VCMDX
7	$31,156	$2,318.57	$18,871	$334.49	+$12.3K → VCMDX
8	$35,842	$2,504.98	$20,551	$340.53	+$15.3K → VCMDX
9	$41,044	$2,693.21	$22,357	$346.27	+$18.7K → VCMDX
10	$46,800	$2,882.34	$24,296	$351.71	+$22.5K → VCMDX

VCMDX vs HDV: Complete Analysis 2026

VCMDX — Stock

This fund’s purpose is to serve investors as a potential hedge against inflation risk and as further diversification for a traditional stock/bond portfolio. The fund will rely on commodity derivative securities to maximize inflation protection by seeking to outperform its benchmark and reduce the long-term volatility of a well-diversified, balanced portfolio. The commodity-linked exposure will be collateralized with a mix of short-term Treasury inflation-protected securities (TIPS) and Treasury bills (T-bills).

Full VCMDX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.