Is VCSAX or DVY a better dividend investment in 2026?

VCSAX currently yields 2.15% with a 5% 5-year dividend growth rate. DVY yields 3.50% with 5% growth. The better choice depends on your goal: DVY offers higher current income.

What is the dividend yield difference between VCSAX and DVY?

VCSAX has a forward dividend yield of 2.15% ($2.38/share annually). DVY yields 3.50% ($5.25/share annually). The yield gap is 1.35 percentage points.

Home › Compare › VCSAX vs DVY

VCSAX vs DVY: Dividend Comparison 2026

VCSAX yields 2.15% · DVY yields 3.50%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DVY wins by $2.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

VCSAX

● Live price

2.15%

Share price

$110.51

Annual div

$2.38

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.9K

Annual income

$247.15

Full VCSAX calculator →

DVY

● Live price

3.50%

Share price

$150.03

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$437.78

Full DVY calculator →

Portfolio growth — VCSAX vs DVY

📍 DVY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VCSAX	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VCSAX + DVY cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

VCSAX pays

DVY pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VCSAX

Annual income on $10K today (after 15% tax)

$182.81/yr

After 10yr DRIP, annual income (after tax)

$210.08/yr

DVY

Annual income on $10K today (after 15% tax)

$297.17/yr

After 10yr DRIP, annual income (after tax)

$372.11/yr

At 15% tax rate, DVY beats the other by $162.04/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VCSAX + DVY for your $10,000?

VCSAX: 50%DVY: 50%

100% DVY50/50100% VCSAX

Portfolio after 10yr

$24.0K

Annual income

$342.47/yr

Blended yield

1.43%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VCSAX buys

DVY buys

No recent congressional trades found for VCSAX or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVCSAXDVY

Forward yield	2.15%	3.50% ✓
Annual dividend / share	$2.38	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$22.9K	$25.1K ✓
Annual income after 10y	$247.15	$437.78 ✓
Total dividends collected	$2.3K	$4.0K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: VCSAX vs DVY ($10,000, DRIP)

Year	VCSAX Portfolio	VCSAX Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$10,915	$215.08	$11,050	$349.62	$135.00 → DVY
2	$11,899	$219.40	$12,184	$361.04	$285.00 → DVY
3	$12,955	$223.52	$13,409	$372.07	$454.00 → DVY
4	$14,089	$227.44	$14,730	$382.68	$641.00 → DVY
5	$15,307	$231.18	$16,154	$392.89	$847.00 → DVY
6	$16,613	$234.72	$17,688	$402.69	$1.1K → DVY
7	$18,014	$238.09	$19,338	$412.07	$1.3K → DVY
8	$19,516	$241.27	$21,113	$421.04	$1.6K → DVY
9	$21,126	$244.29	$23,020	$429.61	$1.9K → DVY
10	$22,853	$247.15	$25,070	$437.78	$2.2K → DVY

VCSAX vs DVY: Complete Analysis 2026

VCSAX — Stock

This low-cost index fund offers exposure to the consumer staples sector of the U.S. equity market, which includes stocks of companies that provide direct-to-consumer products that, based on consumer spending habits, are considered essential to daily life. The fund’s main risk is its narrow scope—it invests solely in consumer staples stocks. An investor should expect high volatility from the fund, which should be considered only as a small portion of an already well-diversified portfolio.

Full VCSAX Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.