HomeCompareVCSAX vs SPHD

VCSAX vs SPHD: Dividend Comparison 2026

VCSAX yields 2.15% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $3.7K in total portfolio value
10 years
VCSAX
VCSAX
● Live price
2.15%
Share price
$110.51
Annual div
$2.38
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.9K
Annual income
$247.15
Full VCSAX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — VCSAX vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVCSAXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VCSAX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VCSAX pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VCSAX
Annual income on $10K today (after 15% tax)
$182.81/yr
After 10yr DRIP, annual income (after tax)
$210.08/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $275.54/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VCSAX + SPHD for your $10,000?

VCSAX: 50%SPHD: 50%
100% SPHD50/50100% VCSAX
Portfolio after 10yr
$24.7K
Annual income
$409.24/yr
Blended yield
1.66%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VCSAX buys
0
SPHD buys
0
No recent congressional trades found for VCSAX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVCSAXSPHD
Forward yield2.15%4.33%
Annual dividend / share$2.38$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$22.9K$26.5K
Annual income after 10y$247.15$571.32
Total dividends collected$2.3K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VCSAX vs SPHD ($10,000, DRIP)

YearVCSAX PortfolioVCSAX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,915$215.08$11,133$432.85$218.00SPHD
2$11,899$219.40$12,363$450.36$464.00SPHD
3$12,955$223.52$13,695$467.39$740.00SPHD
4$14,089$227.44$15,138$483.90$1.0KSPHD
5$15,307$231.18$16,697$499.88$1.4KSPHD
6$16,613$234.72$18,382$515.31$1.8KSPHD
7$18,014$238.09$20,198$530.17$2.2KSPHD
8$19,516$241.27$22,157$544.46$2.6KSPHD
9$21,126$244.29$24,266$558.18$3.1KSPHD
10$22,853$247.15$26,536$571.32$3.7KSPHD

VCSAX vs SPHD: Complete Analysis 2026

VCSAXStock

This low-cost index fund offers exposure to the consumer staples sector of the U.S. equity market, which includes stocks of companies that provide direct-to-consumer products that, based on consumer spending habits, are considered essential to daily life. The fund’s main risk is its narrow scope—it invests solely in consumer staples stocks. An investor should expect high volatility from the fund, which should be considered only as a small portion of an already well-diversified portfolio.

Full VCSAX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
📬

Get this VCSAX vs SPHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

VCSAX vs SCHDVCSAX vs JEPIVCSAX vs OVCSAX vs KOVCSAX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.