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VDIGX vs BTI: Dividend Comparison 2026

VDIGX yields 18.94% · BTI yields 5.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 VDIGX wins by $30.6K in total portfolio value
10 years
VDIGX
VDIGX
● Live price
18.94%
Share price
$28.43
Annual div
$5.39
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$68.4K
Annual income
$6,010.57
Full VDIGX calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — VDIGX vs BTI

📍 VDIGX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVDIGXBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VDIGX + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VDIGX pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VDIGX
Annual income on $10K today (after 15% tax)
$1,610.21/yr
After 10yr DRIP, annual income (after tax)
$5,108.98/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, VDIGX beats the other by $2,727.04/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of VDIGX + BTI for your $10,000?

VDIGX: 50%BTI: 50%
100% BTI50/50100% VDIGX
Portfolio after 10yr
$53.1K
Annual income
$4,406.42/yr
Blended yield
8.30%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

VDIGX
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VDIGX buys
0
BTI buys
0
No recent congressional trades found for VDIGX or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVDIGXBTI
Forward yield18.94%5.40%
Annual dividend / share$5.39$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$68.4K$37.8K
Annual income after 10y$6,010.57$2,802.29
Total dividends collected$37.8K$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: VDIGX vs BTI ($10,000, DRIP)

YearVDIGX PortfolioVDIGX Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$12,594$1,894.37$11,301$601.08+$1.3KVDIGX
2$15,706$2,229.75$12,799$706.58+$2.9KVDIGX
3$19,404$2,598.69$14,527$832.38+$4.9KVDIGX
4$23,763$3,000.54$16,527$982.75+$7.2KVDIGX
5$28,860$3,434.18$18,846$1,162.95+$10.0KVDIGX
6$34,778$3,898.02$21,545$1,379.49+$13.2KVDIGX
7$41,603$4,390.06$24,694$1,640.41+$16.9KVDIGX
8$49,423$4,907.96$28,378$1,955.69+$21.0KVDIGX
9$58,332$5,449.09$32,702$2,337.79+$25.6KVDIGX
10$68,426$6,010.57$37,794$2,802.29+$30.6KVDIGX

VDIGX vs BTI: Complete Analysis 2026

VDIGXStock

This fund is designed to provide investors with some income while offering exposure to dividend-focused companies across all industries. The fund focuses on high-quality companies that have both the ability and the commitment to grow their dividends over time. One of the fund’s risks is the possibility that returns from dividend-paying stocks will trail returns from the overall stock market during any given period. Another risk is the volatility that comes with the fund’s full exposure to the stock market. An investor with a well-balanced, long-term portfolio who seeks exposure to dividend-focused companies may wish to consider this fund.The Vanguard Dividend Growth Fund is a standalone product and is separate and distinct from the Vanguard Wellington Dividend Growth Active ETF (VDIG). Differences in scale, portfolio management strategy (i.e., actively managed or seeking to track an index), certain investment processes, and underlying holdings are expected to produce different investment returns by the funds.

Full VDIGX Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.