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VERF vs MCD: Dividend Comparison 2026

VERF yields 2.96% · MCD yields 2.35%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VERF wins by $138.4K in total portfolio value
10 years
VERF
VERF
● Live price
2.96%
Share price
$25.34
Annual div
$0.75
5Y div CAGR
50.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$217.0K
Annual income
$101,520.29
Full VERF calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — VERF vs MCD

📍 VERF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVERFMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VERF + MCD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
VERF pays
MCD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VERF
Annual income on $10K today (after 15% tax)
$251.57/yr
After 10yr DRIP, annual income (after tax)
$86,292.25/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, VERF beats the other by $63,998.70/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VERF + MCD for your $10,000?

VERF: 50%MCD: 50%
100% MCD50/50100% VERF
Portfolio after 10yr
$147.8K
Annual income
$63,874.00/yr
Blended yield
43.23%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

VERF
No analyst data
Altman Z
0.4
Piotroski
5/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VERF buys
0
MCD buys
0
No recent congressional trades found for VERF or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVERFMCD
Forward yield2.96% ✓2.35%
Annual dividend / share$0.75$7.26 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR50.2% ✓42.3%
Portfolio after 10y$217.0K ✓$78.5K
Annual income after 10y$101,520.29 ✓$26,227.70
Total dividends collected$184.2K ✓$58.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: VERF vs MCD ($10,000, DRIP)

YearVERF PortfolioVERF Income/yrMCD PortfolioMCD Income/yrGap
1← crossover$11,145$444.54$10,815$334.85+$330.00 → VERF
2$12,620$695.43$11,826$491.71+$794.00 → VERF
3$14,609$1,105.46$13,123$730.06+$1.5K → VERF
4$17,428$1,796.33$14,853$1,100.07+$2.6K → VERF
5$21,656$3,008.13$17,257$1,690.61+$4.4K → VERF
6$28,419$5,247.06$20,752$2,667.01+$7.7K → VERF
7$40,074$9,665.69$26,103$4,354.83+$14.0K → VERF
8$62,012$19,132.56$34,794$7,437.78+$27.2K → VERF
9$107,912$41,559.52$49,926$13,461.60+$58.0K → VERF
10$216,986$101,520.29$78,550$26,227.70+$138.4K → VERF

VERF vs MCD: Complete Analysis 2026

VERF — Stock

Versailles Financial Corporation operates as the thrift holding company for Versailles Savings and Loan Company that provides financial products and services in Darke and Shelby counties. The company's deposit products include checking accounts, money market accounts, passbook savings accounts, statement savings accounts, time deposits, business accounts, IRAs, and certificates of deposit. It also provides real estate loans, including fixed rate and variable rate, construction/permanent, home improvement, and building lot loans, as well as first time home buyer programs; consumer and personal loans, such as new and used cars and light trucks, motorcycles, watercraft, and recreational vehicles loans; and commercial loans. In addition, the company offers debit cards; and online banking services. Versailles Financial Corporation was founded in 1887 and is based in Versailles, Ohio.

Full VERF Calculator →

MCD — Consumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.