HomeCompareVFIAX vs DIVO

VFIAX vs DIVO: Dividend Comparison 2026

VFIAX yields 0.87% · DIVO yields 6.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $9.8K in total portfolio value
10 years
VFIAX
VFIAX
● Live price
0.87%
Share price
$602.47
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.9K
Annual income
$92.25
Full VFIAX calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — VFIAX vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVFIAXDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VFIAX + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VFIAX pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VFIAX
Annual income on $10K today (after 15% tax)
$74.10/yr
After 10yr DRIP, annual income (after tax)
$78.41/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, DIVO beats the other by $756.02/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VFIAX + DIVO for your $10,000?

VFIAX: 50%DIVO: 50%
100% DIVO50/50100% VFIAX
Portfolio after 10yr
$25.8K
Annual income
$536.97/yr
Blended yield
2.08%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VFIAX buys
0
DIVO buys
0
No recent congressional trades found for VFIAX or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVFIAXDIVO
Forward yield0.87%6.49%
Annual dividend / share$5.25$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.9K$30.7K
Annual income after 10y$92.25$981.68
Total dividends collected$899.00$8.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VFIAX vs DIVO ($10,000, DRIP)

YearVFIAX PortfolioVFIAX Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$10,787$87.18$11,349$649.42$562.00DIVO
2$11,630$87.89$12,833$688.83$1.2KDIVO
3$12,533$88.56$14,459$727.90$1.9KDIVO
4$13,499$89.19$16,238$766.49$2.7KDIVO
5$14,534$89.78$18,179$804.47$3.6KDIVO
6$15,642$90.34$20,293$841.71$4.7KDIVO
7$16,828$90.86$22,591$878.14$5.8KDIVO
8$18,097$91.35$25,087$913.65$7.0KDIVO
9$19,455$91.82$27,791$948.18$8.3KDIVO
10$20,910$92.25$30,718$981.68$9.8KDIVO

VFIAX vs DIVO: Complete Analysis 2026

VFIAXStock

As the industry’s first index fund for individual investors, the 500 Index Fund is a low-cost way to gain diversified exposure to the U.S. equity market. The fund offers exposure to 500 of the largest U.S. companies, which span many different industries and account for about three-fourths of the U.S. stock market’s value. The key risk for the fund is the volatility that comes with its full exposure to the stock market. Because the 500 Index Fund is broadly diversified within the large-capitalization market, it may be considered a core equity holding in a portfolio.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VFIAX Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.