About Vanguard 500 Index Fund Admiral Shares (VFIAX) — Dividend Analysis 2026
As the industry’s first index fund for individual investors, the 500 Index Fund is a low-cost way to gain diversified exposure to the U.S. equity market. The fund offers exposure to 500 of the largest U.S. companies, which span many different industries and account for about three-fourths of the U.S. stock market’s value. The key risk for the fund is the volatility that comes with its full exposure to the stock market. Because the 500 Index Fund is broadly diversified within the large-capitalization market, it may be considered a core equity holding in a portfolio.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.
Is VFIAX a good dividend investment in 2026?
VFIAX offers a 0.90% forward yield with a 50% payout ratio. Strand Safety Score: N/A. The 5-year dividend CAGR of 0% is modest — investors should weigh current income against growth alternatives.
VFIAX DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your VFIAX portfolio grows to $10.9K vs $10.9K without reinvestment. This is the compound interest effect in action.
VFIAX dividend growth history & forecast
VFIAX has grown its dividend by 0% over the last year and 0% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 0.90%.
ETFs do not file income statements or cash flow statements. Their dividend safety depends on the underlying index quality, fund methodology, and holdings composition. Use the Holdings page to analyze individual stocks in this fund.
🌍 VFIAX Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold VFIAX.
Gross yield
0.90%
Tax rate
15.00%
After-tax yield
0.77%
Real yield (−CPI)
-2.03%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
0.90%
-1.90%
$90 / yr
🇺🇸 US Taxable (15%) ✓
15%
0.77%
-2.03%
$77 / yr
🇺🇸 US Taxable (20%)
20%
0.72%
-2.08%
$72 / yr
🇬🇧 UK ISA
0%
0.90%
-1.90%
$90 / yr
🇬🇧 UK Taxable
8.75%
0.82%
-1.98%
$82 / yr
🇨🇦 TFSA
0%
0.90%
-1.90%
$90 / yr
🇨🇦 CA Taxable
25%
0.68%
-2.13%
$68 / yr
🇦🇺 Super (pension)
15%
0.77%
-2.03%
$77 / yr
🇦🇺 AU Taxable
30%
0.63%
-2.17%
$63 / yr
🇩🇪 DE Taxable
26.375%
0.66%
-2.14%
$66 / yr
🇫🇷 FR Taxable
30%
0.63%
-2.17%
$63 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 VFIAX Income Goal & Break-Even
Dividend Break-Even
50yr+
Years for dividends to fully repay your VFIAX investment of $585.37/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$789.36
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$-1682.94
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in VFIAX for:
Shares needed
5,377
Capital required
$3,147,534
Monthly income
$2,000
Based on current dividend of $5.25/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 VFIAX Dividend Payment Schedule
VFIAX pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$11.16 / payment
$44.64 / year after tax
100 shares
$111.61 / payment
$446.43 / year after tax
1,000 shares
$1116.07 / payment
$4464.28 / year after tax
📊 VFIAX vs Financial Services Benchmarks
How VFIAX compares to typical Financial Services averages.
Benchmark: Financial Services
Dividend Yield▼-2.00% vs sectorBelow avg
VFIAX
0.90%
avg
2.90%
5Y Dividend CAGR▼-7.10% vs sectorBelow avg
VFIAX
0.00%
avg
7.10%
Payout Ratio▼+12.00% vs sectorBelow avg
VFIAX
50.00%
avg
38.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for VFIAX sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ VFIAX Insider Activity
No recent SEC filings reported in the last 90 days.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the VFIAX dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →