Is VGSTX or GBDC a better dividend investment in 2026?

VGSTX currently yields 9.33% with a 5% 5-year dividend growth rate. GBDC yields 4.00% with 5% growth. The better choice depends on your goal: VGSTX offers higher current income.

What is the dividend yield difference between VGSTX and GBDC?

VGSTX has a forward dividend yield of 9.33% ($2.66/share annually). GBDC yields 4.00% ($2.00/share annually). The yield gap is 5.33 percentage points.

Home › Compare › VGSTX vs GBDC

VGSTX vs GBDC: Dividend Comparison 2026

VGSTX yields 9.33% · GBDC yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VGSTX wins by $9.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

VGSTX

● Live price

9.33%

Share price

$28.52

Annual div

$2.66

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.1K

Annual income

$1,679.94

Full VGSTX calculator →

GBDC

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full GBDC calculator →

Portfolio growth — VGSTX vs GBDC

📍 VGSTX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VGSTX	GBDC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VGSTX + GBDC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

VGSTX pays

GBDC pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VGSTX

Annual income on $10K today (after 15% tax)

$793.27/yr

After 10yr DRIP, annual income (after tax)

$1,427.95/yr

GBDC

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, VGSTX beats the other by $663.64/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VGSTX + GBDC for your $10,000?

VGSTX: 50%GBDC: 50%

100% GBDC50/50100% VGSTX

Portfolio after 10yr

$32.6K

Annual income

$1,289.57/yr

Blended yield

3.96%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

VGSTX

No analyst data

GBDC

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$14.00

-72.0% upside vs current

Range: $13.00 — $15.00

Altman Z

0.6

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VGSTX buys

GBDC buys

No recent congressional trades found for VGSTX or GBDC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVGSTXGBDC

Forward yield	9.33% ✓	4.00%
Annual dividend / share	$2.66 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$37.1K ✓	$28.0K
Annual income after 10y	$1,679.94 ✓	$899.19
Total dividends collected	$13.1K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	BDC

Year-by-year: VGSTX vs GBDC ($10,000, DRIP)

Year	VGSTX Portfolio	VGSTX Income/yr	GBDC Portfolio	GBDC Income/yr	Gap
1← crossover	$11,633	$933.26	$11,120	$420.00	+$513.00 → VGSTX
2	$13,462	$1,014.66	$12,357	$458.31	+$1.1K → VGSTX
3	$15,502	$1,097.37	$13,721	$499.76	+$1.8K → VGSTX
4	$17,768	$1,180.96	$15,227	$544.58	+$2.5K → VGSTX
5	$20,277	$1,265.05	$16,885	$593.02	+$3.4K → VGSTX
6	$23,045	$1,349.22	$18,713	$645.34	+$4.3K → VGSTX
7	$26,092	$1,433.13	$20,724	$701.81	+$5.4K → VGSTX
8	$29,435	$1,516.42	$22,938	$762.73	+$6.5K → VGSTX
9	$33,094	$1,598.78	$25,372	$828.41	+$7.7K → VGSTX
10	$37,090	$1,679.94	$28,047	$899.19	+$9.0K → VGSTX

VGSTX vs GBDC: Complete Analysis 2026

VGSTX — Stock

This balanced fund is approximately invested 60% in stocks and 40% in bonds. It offers investors exposure to domestic and international stocks and bonds through investment in underlying actively managed Vanguard funds, each with its own distinct investment approach. It may be considered a “one fund option” for investors looking for broad diversification across asset classes who can tolerate moderate market risk that comes from the volatility of the stock and bond markets.

Full VGSTX Calculator →

GBDC — BDC

GBDC is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in GBDC shares.

Full GBDC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.