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VLUTF vs BTI: Dividend Comparison 2026

VLUTF yields 3.26% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 VLUTF wins by $628.63M in total portfolio value
10 years
VLUTF
VLUTF
● Live price
3.26%
Share price
$4.60
Annual div
$0.15
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$628.66M
Annual income
$593,695,661.01
Full VLUTF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — VLUTF vs BTI

📍 VLUTF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVLUTFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VLUTF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VLUTF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VLUTF
Annual income on $10K today (after 15% tax)
$277.23/yr
After 10yr DRIP, annual income (after tax)
$504,641,311.86/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, VLUTF beats the other by $504,638,943.21/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VLUTF + BTI for your $10,000?

VLUTF: 50%BTI: 50%
100% BTI50/50100% VLUTF
Portfolio after 10yr
$314.35M
Annual income
$296,849,223.83/yr
Blended yield
94.43%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

VLUTF
Analyst Ratings
1
Buy
1
Hold
Consensus: Buy
Altman Z
3.6
Piotroski
6/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VLUTF buys
0
BTI buys
0
No recent congressional trades found for VLUTF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVLUTFBTI
Forward yield3.26%5.38%
Annual dividend / share$0.15$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%11.3%
Portfolio after 10y$628.66M$37.7K
Annual income after 10y$593,695,661.01$2,786.64
Total dividends collected$626.10M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: VLUTF vs BTI ($10,000, DRIP)

YearVLUTF PortfolioVLUTF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,352$652.30$11,299$598.92+$53.00VLUTF
2$13,531$1,384.14$12,794$703.91+$737.00VLUTF
3$17,562$3,083.73$14,518$829.07+$3.0KVLUTF
4$26,272$7,481.06$16,513$978.64+$9.8KVLUTF
5$49,030$20,918.72$18,827$1,157.84+$30.2KVLUTF
6$125,432$72,970.12$21,518$1,373.12+$103.9KVLUTF
7$483,142$348,929.32$24,657$1,632.46+$458.5KVLUTF
8$3,029,130$2,512,167.64$28,329$1,945.74+$3.00MVLUTF
9$32,681,173$29,440,004.61$32,637$2,325.33+$32.65MVLUTF
10$628,664,516$593,695,661.01$37,708$2,786.64+$628.63MVLUTF

VLUTF vs BTI: Complete Analysis 2026

VLUTFStock

Volution Group plc, together with its subsidiaries, manufactures and supplies ventilation products to residential and commercial construction markets in the United Kingdom, Continental Europe, and Australasia. The company offers unitary extractor fans for use in bathrooms and kitchens; mechanical ventilation with heat recovery (MVHR) and centralized mechanical extract ventilation (MEV) systems; rigid, semi-rigid, and flexible ducting products and accessories; mechanical heat recovery units; air handling units, fan coils, and hybrid ventilation products; underfloor heating, heated towel rails, radiators, and storage and panel heaters; wall, box, and tower fans, as well as portable air conditioners; hand dryers and insect killers; and sensors, controllers, and ducting products. It also manufactures blowers and motors for the heating and ventilation industry, such as direct and belt-drive fans, fan decks, double inlet centrifugal blowers, motorized impellers, and combustion blowers. The company sells its products principally under the Vent-Axia, Manrose, Diffusion, Airtech, National Ventilation, Breathing Buildings, Torin-Sifan, Fresh, PAX, VoltAir, Kair, Air Connection, inVENTer, Ventilair, ClimaRad, ERI, Rtek, Simx, and Ventair brands. Volution Group plc was founded in 2002 and is based in Crawley, the United Kingdom.

Full VLUTF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.