HomeCompareVMFXX vs HDV

VMFXX vs HDV: Dividend Comparison 2026

VMFXX yields 2.97% · HDV yields 2.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HDV wins by $125.00 in total portfolio value
10 years
VMFXX
VMFXX
● Live price
2.97%
Share price
$1.00
Annual div
$0.03
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.2K
Annual income
$359.74
Full VMFXX calculator →
HDV
iShares Core High Dividend ETF
● Live price
2.92%
Share price
$135.39
Annual div
$3.96
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$352.73
Full HDV calculator →

Portfolio growth — VMFXX vs HDV

📍 HDV pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVMFXXHDV
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VMFXX + HDV cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VMFXX pays
HDV pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VMFXX
Annual income on $10K today (after 15% tax)
$252.51/yr
After 10yr DRIP, annual income (after tax)
$305.78/yr
HDV
Annual income on $10K today (after 15% tax)
$248.52/yr
After 10yr DRIP, annual income (after tax)
$299.82/yr
At 15% tax rate, VMFXX beats the other by $5.96/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VMFXX + HDV for your $10,000?

VMFXX: 50%HDV: 50%
100% HDV50/50100% VMFXX
Portfolio after 10yr
$24.2K
Annual income
$356.23/yr
Blended yield
1.47%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VMFXX buys
0
HDV buys
0
No recent congressional trades found for VMFXX or HDV in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVMFXXHDV
Forward yield2.97%2.92%
Annual dividend / share$0.03$3.96
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.2K$24.3K
Annual income after 10y$359.74$352.73
Total dividends collected$3.3K$3.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VMFXX vs HDV ($10,000, DRIP)

YearVMFXX PortfolioVMFXX Income/yrHDV PortfolioHDV Income/yrGap
1← crossover$10,997$297.07$11,002$292.38$5.00HDV
2$12,072$305.31$12,084$300.36$12.00HDV
3$13,230$313.24$13,250$308.02$20.00HDV
4$14,477$320.83$14,506$315.35$29.00HDV
5$15,819$328.10$15,858$322.35$39.00HDV
6$17,261$335.05$17,313$329.04$52.00HDV
7$18,811$341.68$18,878$335.42$67.00HDV
8$20,476$348.01$20,560$341.49$84.00HDV
9$22,263$354.02$22,367$347.25$104.00HDV
10$24,182$359.74$24,307$352.73$125.00HDV

VMFXX vs HDV: Complete Analysis 2026

VMFXXStock

Vanguard Federal Money Market Fund’s investment objective is to seek to provide current income while maintaining liquidity and a stable share price of $1. The fund invests at least 99.5% of its total assets in cash, U.S. government securities, and/or repurchase agreements that are collateralized solely by U.S. government securities or cash (collectively, government securities). As such it is considered one of the most conservative investment options offered by Vanguard. Although the fund invests in short-term U.S. government securities, the amount of income that a shareholder may receive will be largely dependent on the current interest rate environment. Investors who have a short-term savings goal and are interested in a fund that invests in securities issued by the U.S. government or its agencies may wish to consider this option.Important Note: This fund may earn income from investments in repurchase agreements and certain other securities that are generally subject to state and local taxes.

Full VMFXX Calculator →

HDVETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.