HomeCompareVMFXX vs JEPQ

VMFXX vs JEPQ: Dividend Comparison 2026

VMFXX yields 2.97% · JEPQ yields 11.10%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPQ wins by $20.6K in total portfolio value
10 years
VMFXX
VMFXX
● Live price
2.97%
Share price
$1.00
Annual div
$0.03
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.2K
Annual income
$359.74
Full VMFXX calculator →
JEPQ
JPMorgan Nasdaq Equity Premium Income ETF
● Live price
11.10%
Share price
$55.52
Annual div
$6.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.8K
Annual income
$2,152.59
Full JEPQ calculator →

Portfolio growth — VMFXX vs JEPQ

📍 JEPQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVMFXXJEPQ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VMFXX + JEPQ cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VMFXX pays
JEPQ pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VMFXX
Annual income on $10K today (after 15% tax)
$252.51/yr
After 10yr DRIP, annual income (after tax)
$305.78/yr
JEPQ
Annual income on $10K today (after 15% tax)
$943.83/yr
After 10yr DRIP, annual income (after tax)
$1,829.70/yr
At 15% tax rate, JEPQ beats the other by $1,523.92/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VMFXX + JEPQ for your $10,000?

VMFXX: 50%JEPQ: 50%
100% JEPQ50/50100% VMFXX
Portfolio after 10yr
$34.5K
Annual income
$1,256.16/yr
Blended yield
3.64%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VMFXX buys
12
JEPQ buys
0
PoliticianChamberTickerTypeAmountDate
Michael McCaul🏢 House$VMFXX▲ Buy$250,001 - $500,0002024-08-29
Michael McCaul🏢 House$VMFXX▲ Buy$1,000,001 - $5,000,0002024-08-27
Michael McCaul🏢 House$VMFXX▲ Buy$250,001 - $500,0002024-08-27
Michael McCaul🏢 House$VMFXX▲ Buy$15,001 - $50,0002024-08-27
Michael McCaul🏢 House$VMFXX▲ Buy$250,001 - $500,0002024-08-09
Michael McCaul🏢 House$VMFXX▼ Sell$1,001 - $15,0002024-05-24
Michael McCaul🏢 House$VMFXX▼ Sell$15,001 - $50,0002024-05-24
Michael McCaul🏢 House$VMFXX▼ Sell$100,001 - $250,0002024-03-26
Michael McCaul🏢 House$VMFXX▼ Sell$50,001 - $100,0002024-03-26
Michael McCaul🏢 House$VMFXX▲ Buy$15,001 - $50,0002024-03-07
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVMFXXJEPQ
Forward yield2.97%11.10%
Annual dividend / share$0.03$6.16
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.2K$44.8K
Annual income after 10y$359.74$2,152.59
Total dividends collected$3.3K$16.3K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: VMFXX vs JEPQ ($10,000, DRIP)

YearVMFXX PortfolioVMFXX Income/yrJEPQ PortfolioJEPQ Income/yrGap
1← crossover$10,997$297.07$11,930$1,110.39$933.00JEPQ
2$12,072$305.31$14,133$1,224.34$2.1KJEPQ
3$13,230$313.24$16,632$1,340.46$3.4KJEPQ
4$14,477$320.83$19,454$1,457.97$5.0KJEPQ
5$15,819$328.10$22,626$1,576.08$6.8KJEPQ
6$17,261$335.05$26,175$1,694.09$8.9KJEPQ
7$18,811$341.68$30,133$1,811.32$11.3KJEPQ
8$20,476$348.01$34,531$1,927.17$14.1KJEPQ
9$22,263$354.02$39,403$2,041.08$17.1KJEPQ
10$24,182$359.74$44,787$2,152.59$20.6KJEPQ

VMFXX vs JEPQ: Complete Analysis 2026

VMFXXStock

Vanguard Federal Money Market Fund’s investment objective is to seek to provide current income while maintaining liquidity and a stable share price of $1. The fund invests at least 99.5% of its total assets in cash, U.S. government securities, and/or repurchase agreements that are collateralized solely by U.S. government securities or cash (collectively, government securities). As such it is considered one of the most conservative investment options offered by Vanguard. Although the fund invests in short-term U.S. government securities, the amount of income that a shareholder may receive will be largely dependent on the current interest rate environment. Investors who have a short-term savings goal and are interested in a fund that invests in securities issued by the U.S. government or its agencies may wish to consider this option.Important Note: This fund may earn income from investments in repurchase agreements and certain other securities that are generally subject to state and local taxes.

Full VMFXX Calculator →

JEPQETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.