Is VMGMX or XYLD a better dividend investment in 2026?

VMGMX currently yields 0.52% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between VMGMX and XYLD?

VMGMX has a forward dividend yield of 0.52% ($0.58/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 10.46 percentage points.

Home › Compare › VMGMX vs XYLD

VMGMX vs XYLD: Dividend Comparison 2026

VMGMX yields 0.52% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $4.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

VMGMX

● Live price

0.52%

Share price

$110.81

Annual div

$0.58

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.4K

Annual income

$53.78

Full VMGMX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — VMGMX vs XYLD

📍 XYLD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VMGMX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VMGMX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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VMGMX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VMGMX

Annual income on $10K today (after 15% tax)

$44.19/yr

After 10yr DRIP, annual income (after tax)

$45.71/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,690.45/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VMGMX + XYLD for your $10,000?

VMGMX: 50%XYLD: 50%

100% XYLD50/50100% VMGMX

Portfolio after 10yr

$22.8K

Annual income

$1,636.40/yr

Blended yield

7.16%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VMGMX buys

XYLD buys

No recent congressional trades found for VMGMX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVMGMXXYLD

Forward yield	0.52%	10.98% ✓
Annual dividend / share	$0.58	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$20.4K	$25.3K ✓
Annual income after 10y	$53.78	$3,219.02 ✓
Total dividends collected	$530.00 ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: VMGMX vs XYLD ($10,000, DRIP)

Year	VMGMX Portfolio	VMGMX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,752	$51.99	$10,818	$1,098.39	$66.00 → XYLD
2	$11,557	$52.24	$11,738	$1,222.51	$181.00 → XYLD
3	$12,418	$52.48	$12,774	$1,364.64	$356.00 → XYLD
4	$13,340	$52.70	$13,944	$1,527.86	$604.00 → XYLD
5	$14,327	$52.91	$15,270	$1,715.87	$943.00 → XYLD
6	$15,383	$53.11	$16,775	$1,933.09	$1.4K → XYLD
7	$16,513	$53.29	$18,490	$2,184.87	$2.0K → XYLD
8	$17,723	$53.46	$20,450	$2,477.63	$2.7K → XYLD
9	$19,017	$53.63	$22,697	$2,819.19	$3.7K → XYLD
10	$20,402	$53.78	$25,280	$3,219.02	$4.9K → XYLD

VMGMX vs XYLD: Complete Analysis 2026

VMGMX — Stock

This low-cost index fund offers exposure to the stocks of mid-capitalization U.S. growth-oriented companies, which tend to grow more quickly than the broader group of medium-sized companies. The fund seeks to track a growth-style index of medium-sized companies, whose stocks tend to be more volatile than large-company stocks. This potential volatility is one of the fund’s key risks. Investors looking to add a passively managed, mid-cap growth allocation to an already diversified portfolio may wish to consider this option.

Full VMGMX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.