Is VMSSF or SCHD a better dividend investment in 2026?

VMSSF currently yields 6349.21% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: VMSSF offers higher current income.

What is the dividend yield difference between VMSSF and SCHD?

VMSSF has a forward dividend yield of 6349.21% ($2.00/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 6345.77 percentage points.

Home › Compare › VMSSF vs SCHD

VMSSF vs SCHD: Dividend Comparison 2026

VMSSF yields 6349.21% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VMSSF wins by $638035556987769.75M in total portfolio value

INVESTMENT

TIME HORIZON10 years

VMSSF

● Live price

6349.21%

Share price

$0.03

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$638035556987769.75M

Annual income

$618,861,594,776,093,500,000.00

Full VMSSF calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.71

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$422.11

Full SCHD calculator →

Portfolio growth — VMSSF vs SCHD

📍 VMSSF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VMSSF	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, VMSSF + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

VMSSF pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VMSSF

Annual income on $10K today (after 15% tax)

$539,682.54/yr

After 10yr DRIP, annual income (after tax)

$526,032,355,559,679,400,000.00/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.20/yr

After 10yr DRIP, annual income (after tax)

$358.79/yr

At 15% tax rate, VMSSF beats the other by $526,032,355,559,679,400,000.00/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VMSSF + SCHD for your $10,000?

VMSSF: 50%SCHD: 50%

100% SCHD50/50100% VMSSF

Portfolio after 10yr

$319017778493884.88M

Annual income

$309,430,797,388,046,700,000.00/yr

Blended yield

96.99%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VMSSF buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVMSSFSCHD

Forward yield	6349.21% ✓	3.44%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$638035556987769.75M ✓	$29.0K
Annual income after 10y	$618,861,594,776,093,500,000.00 ✓	$422.11
Total dividends collected	$636747364282948.88M ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: VMSSF vs SCHD ($10,000, DRIP)

Year	VMSSF Portfolio	VMSSF Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$645,621	$634,920.63	$11,224	$343.76	+$634.4K → VMSSF
2	$39,000,895	$38,310,080.70	$12,566	$354.63	+$38.99M → VMSSF
3	$2,204,581,239	$2,162,850,281.50	$14,037	$364.92	+$2204.57M → VMSSF
4	$116,618,900,958	$114,259,999,032.18	$15,647	$374.66	+$116618.89M → VMSSF
5	$5,773,544,203,387	$5,648,761,979,362.42	$17,407	$383.86	+$5773544.19M → VMSSF
6	$267,540,055,704,175	$261,362,363,406,550.72	$19,332	$392.51	+$267540055.68M → VMSSF
7	$11,605,203,458,201,158	$11,318,935,598,597,690.00	$21,434	$400.65	+$11605203458.18M → VMSSF
8	$471,283,438,056,651,970	$458,865,870,356,376,700.00	$23,728	$408.28	+$471283438056.63M → VMSSF
9	$17,919,590,852,033,930,000	$17,415,317,573,313,310,000.00	$26,232	$415.43	+$17919590852033.90M → VMSSF
10	$638,035,556,987,769,700,000	$618,861,594,776,093,500,000.00	$28,962	$422.11	+$638035556987769.75M → VMSSF

VMSSF vs SCHD: Complete Analysis 2026

VMSSF — Stock

Vortex Metals Inc. engages in the exploration of copper-gold properties in Mexico. It holds 100% interests in two copper-gold volcanogenic massive sulfide (VMS) properties, including the Riqueza Marina copper-gold project covering an area of 15,840 hectares; and the Zaachila copper-gold project in covering an area of 3,264 hectares located in the state of Oaxaca. The company is based in Toronto, Canada.

Full VMSSF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

📬

Get this VMSSF vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

VMSSF vs JEPI VMSSF vs O VMSSF vs KO VMSSF vs MAIN VMSSF vs VYM VMSSF vs DGRO VMSSF vs VIG VMSSF vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.