Is VMSSF or VYM a better dividend investment in 2026?

VMSSF currently yields 6349.21% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: VMSSF offers higher current income.

What is the dividend yield difference between VMSSF and VYM?

VMSSF has a forward dividend yield of 6349.21% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 6346.80 percentage points.

Home › Compare › VMSSF vs VYM

VMSSF vs VYM: Dividend Comparison 2026

VMSSF yields 6349.21% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VMSSF wins by $638035556987769.75M in total portfolio value

INVESTMENT

TIME HORIZON10 years

VMSSF

● Live price

6349.21%

Share price

$0.03

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$638035556987769.75M

Annual income

$618,861,594,776,093,500,000.00

Full VMSSF calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — VMSSF vs VYM

📍 VMSSF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VMSSF	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VMSSF + VYM cover 0 of 12 months — good coverage

Jan

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Mar

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Apr

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Jun

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Dec

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VMSSF pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VMSSF

Annual income on $10K today (after 15% tax)

$539,682.54/yr

After 10yr DRIP, annual income (after tax)

$526,032,355,559,679,400,000.00/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, VMSSF beats the other by $526,032,355,559,679,400,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VMSSF + VYM for your $10,000?

VMSSF: 50%VYM: 50%

100% VYM50/50100% VMSSF

Portfolio after 10yr

$319017778493884.88M

Annual income

$309,430,797,388,046,700,000.00/yr

Blended yield

96.99%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VMSSF buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVMSSFVYM

Forward yield	6349.21% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$638035556987769.75M ✓	$27.8K
Annual income after 10y	$618,861,594,776,093,500,000.00 ✓	$278.55
Total dividends collected	$636747364282948.88M ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: VMSSF vs VYM ($10,000, DRIP)

Year	VMSSF Portfolio	VMSSF Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$645,621	$634,920.63	$11,151	$241.44	+$634.5K → VMSSF
2	$39,000,895	$38,310,080.70	$12,413	$246.79	+$38.99M → VMSSF
3	$2,204,581,239	$2,162,850,281.50	$13,794	$251.79	+$2204.57M → VMSSF
4	$116,618,900,958	$114,259,999,032.18	$15,306	$256.47	+$116618.89M → VMSSF
5	$5,773,544,203,387	$5,648,761,979,362.42	$16,960	$260.84	+$5773544.19M → VMSSF
6	$267,540,055,704,175	$261,362,363,406,550.72	$18,768	$264.92	+$267540055.69M → VMSSF
7	$11,605,203,458,201,158	$11,318,935,598,597,690.00	$20,745	$268.71	+$11605203458.18M → VMSSF
8	$471,283,438,056,651,970	$458,865,870,356,376,700.00	$22,905	$272.24	+$471283438056.63M → VMSSF
9	$17,919,590,852,033,930,000	$17,415,317,573,313,310,000.00	$25,265	$275.51	+$17919590852033.91M → VMSSF
10	$638,035,556,987,769,700,000	$618,861,594,776,093,500,000.00	$27,842	$278.55	+$638035556987769.75M → VMSSF

VMSSF vs VYM: Complete Analysis 2026

VMSSF — Stock

Vortex Metals Inc. engages in the exploration of copper-gold properties in Mexico. It holds 100% interests in two copper-gold volcanogenic massive sulfide (VMS) properties, including the Riqueza Marina copper-gold project covering an area of 15,840 hectares; and the Zaachila copper-gold project in covering an area of 3,264 hectares located in the state of Oaxaca. The company is based in Toronto, Canada.

Full VMSSF Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.