HomeCompareVPCBU vs EPRT

VPCBU vs EPRT: Dividend Comparison 2026

VPCBU yields 19.49% · EPRT yields 3.92%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 VPCBU wins by $7.4K in total portfolio value
10 years
VPCBU
VPCBU
● Live price
19.49%
Share price
$10.26
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$70.8K
Annual income
$6,381.75
Full VPCBU calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — VPCBU vs EPRT

📍 VPCBU pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVPCBUEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VPCBU + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VPCBU pays
EPRT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VPCBU
Annual income on $10K today (after 15% tax)
$1,656.92/yr
After 10yr DRIP, annual income (after tax)
$5,424.49/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, EPRT beats the other by $5,490.13/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VPCBU + EPRT for your $10,000?

VPCBU: 50%EPRT: 50%
100% EPRT50/50100% VPCBU
Portfolio after 10yr
$67.1K
Annual income
$9,611.24/yr
Blended yield
14.33%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

VPCBU
No analyst data
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VPCBU buys
0
EPRT buys
0
No recent congressional trades found for VPCBU or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVPCBUEPRT
Forward yield19.49%3.92%
Annual dividend / share$2.00$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%29%
Portfolio after 10y$70.8K$63.4K
Annual income after 10y$6,381.75$12,840.73
Total dividends collected$39.7K$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: VPCBU vs EPRT ($10,000, DRIP)

YearVPCBU PortfolioVPCBU Income/yrEPRT PortfolioEPRT Income/yrGap
1← crossover$12,649$1,949.32$11,205$505.18+$1.4KVPCBU
2$15,839$2,304.44$12,672$682.46+$3.2KVPCBU
3$19,645$2,696.80$14,490$930.48+$5.2KVPCBU
4$24,146$3,125.92$16,786$1,282.69+$7.4KVPCBU
5$29,427$3,590.78$19,753$1,791.56+$9.7KVPCBU
6$35,577$4,089.84$23,677$2,541.64+$11.9KVPCBU
7$42,688$4,621.08$29,008$3,672.99+$13.7KVPCBU
8$50,858$5,182.05$36,463$5,425.08+$14.4KVPCBU
9$60,188$5,769.96$47,238$8,221.57+$12.9KVPCBU
10$70,783$6,381.75$63,385$12,840.73+$7.4KVPCBU

VPCBU vs EPRT: Complete Analysis 2026

VPCBUStock

VPC Impact Acquisition Holdings II does not have significant operations. It intends to effect a merger, share exchange, asset acquisition, share purchase, reorganization, or similar business combination with one or more businesses. The company was incorporated in 2021 and is headquartered in Chicago, Illinois.

Full VPCBU Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.