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VPGDX vs BTI: Dividend Comparison 2026

VPGDX yields 12.82% · BTI yields 5.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 VPGDX wins by $8.7K in total portfolio value
10 years
VPGDX
VPGDX
● Live price
12.82%
Share price
$15.60
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.5K
Annual income
$2,846.95
Full VPGDX calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — VPGDX vs BTI

📍 VPGDX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVPGDXBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VPGDX + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VPGDX pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VPGDX
Annual income on $10K today (after 15% tax)
$1,089.74/yr
After 10yr DRIP, annual income (after tax)
$2,419.91/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, VPGDX beats the other by $37.96/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of VPGDX + BTI for your $10,000?

VPGDX: 50%BTI: 50%
100% BTI50/50100% VPGDX
Portfolio after 10yr
$42.2K
Annual income
$2,824.61/yr
Blended yield
6.70%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

VPGDX
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VPGDX buys
0
BTI buys
0
No recent congressional trades found for VPGDX or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVPGDXBTI
Forward yield12.82%5.40%
Annual dividend / share$2.00$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$46.5K$37.8K
Annual income after 10y$2,846.95$2,802.29
Total dividends collected$20.4K$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: VPGDX vs BTI ($10,000, DRIP)

YearVPGDX PortfolioVPGDX Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,982$1,282.05$11,301$601.08+$681.00VPGDX
2$14,256$1,435.66$12,799$706.58+$1.5KVPGDX
3$16,851$1,596.43$14,527$832.38+$2.3KVPGDX
4$19,794$1,763.50$16,527$982.75+$3.3KVPGDX
5$23,115$1,935.98$18,846$1,162.95+$4.3KVPGDX
6$26,846$2,112.95$21,545$1,379.49+$5.3KVPGDX
7$31,019$2,293.45$24,694$1,640.41+$6.3KVPGDX
8$35,667$2,476.56$28,378$1,955.69+$7.3KVPGDX
9$40,825$2,661.36$32,702$2,337.79+$8.1KVPGDX
10$46,530$2,846.95$37,794$2,802.29+$8.7KVPGDX

VPGDX vs BTI: Complete Analysis 2026

VPGDXStock

The investment seeks to deliver a targeted inflation-adjusted return through long-term capital appreciation and moderate income. The fund invests in Vanguard mutual funds and other investments according to an asset allocation strategy designed to provide shareholders with capital appreciation and income from their investments in the fund. It may allocate its assets across a broadly diversified selection of opportunities-such as stocks, bonds, cash, inflation-linked investments, and selected other investments-in proportions that reflect the advisor&#39;s evaluation of their expected returns and risks as an integrated whole.

Full VPGDX Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.