Is VRCDF or GBDC a better dividend investment in 2026?

VRCDF currently yields 66666.67% with a 5% 5-year dividend growth rate. GBDC yields 11.86% with 5% growth. The better choice depends on your goal: VRCDF offers higher current income.

What is the dividend yield difference between VRCDF and GBDC?

VRCDF has a forward dividend yield of 66666.67% ($2.00/share annually). GBDC yields 11.86% ($1.50/share annually). The yield gap is 66654.81 percentage points.

Home › Compare › VRCDF vs GBDC

VRCDF vs GBDC: Dividend Comparison 2026

VRCDF yields 66666.67% · GBDC yields 11.86%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VRCDF wins by $8.441837856534449e+24M in total portfolio value

INVESTMENT

TIME HORIZON10 years

VRCDF

● Live price

66666.67%

Share price

$0.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$8.441837856534449e+24M

Annual income

$8,417,001,582,403,749,000,000,000,000,000.00

Full VRCDF calculator →

GBDC

● Live price

11.86%

Share price

$12.65

Annual div

$1.50

5Y div CAGR

51.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.85M

Annual income

$16,450,733.83

Full GBDC calculator →

Portfolio growth — VRCDF vs GBDC

📍 VRCDF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VRCDF	GBDC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, VRCDF + GBDC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

VRCDF pays

GBDC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VRCDF

Annual income on $10K today (after 15% tax)

$5,666,666.67/yr

After 10yr DRIP, annual income (after tax)

$7,154,451,345,043,187,000,000,000,000,000.00/yr

GBDC

Annual income on $10K today (after 15% tax)

$1,007.91/yr

After 10yr DRIP, annual income (after tax)

$13,983,123.76/yr

At 15% tax rate, VRCDF beats the other by $7,154,451,345,043,187,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VRCDF + GBDC for your $10,000?

VRCDF: 50%GBDC: 50%

100% GBDC50/50100% VRCDF

Portfolio after 10yr

$4.2209189282672247e+24M

Annual income

$4,208,500,791,201,874,400,000,000,000,000.00/yr

Blended yield

99.71%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

VRCDF

No analyst data

Altman Z

-19.5

Piotroski

3/9

GBDC

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$14.00

+10.7% upside vs current

Range: $13.00 — $15.00

Altman Z

0.6

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VRCDF buys

GBDC buys

No recent congressional trades found for VRCDF or GBDC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVRCDFGBDC

Forward yield	66666.67% ✓	11.86%
Annual dividend / share	$2.00 ✓	$1.50
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	51.1% ✓
Portfolio after 10y	$8.441837856534449e+24M	$20.85M ✓
Annual income after 10y	$8,417,001,582,403,749,000,000,000,000,000.00 ✓	$16,450,733.83
Total dividends collected	$8.44020886744369e+24M	$20.43M ✓
Payment frequency	quarterly	quarterly
Sector	Stock	BDC

Year-by-year: VRCDF vs GBDC ($10,000, DRIP)

Year	VRCDF Portfolio	VRCDF Income/yr	GBDC Portfolio	GBDC Income/yr	Gap
1← crossover	$6,677,367	$6,666,666.67	$12,492	$1,791.70	+$6.66M → VRCDF
2	$4,167,497,846	$4,160,353,063.34	$16,527	$3,160.58	+$4167.48M → VRCDF
3	$2,431,161,901,635	$2,426,702,678,939.67	$23,588	$5,904.90	+$2431161.88M → VRCDF
4	$1,325,636,209,022,888	$1,323,034,865,788,139.00	$37,141	$11,901.65	+$1325636208.99M → VRCDF
5	$675,632,775,263,916,700	$674,214,344,520,262,300.00	$66,205	$26,463.38	+$675632775263.85M → VRCDF
6	$321,867,481,182,444,260,000	$321,144,554,112,911,900,000.00	$137,452	$66,612.65	+$321867481182444.13M → VRCDF
7	$143,326,993,661,751,470,000,000	$142,982,595,456,886,240,000,000.00	$342,372	$195,298.53	+$143326993661751472.00M → VRCDF
8	$59,657,925,421,851,500,000,000,000	$59,504,565,538,633,426,000,000,000.00	$1,053,292	$686,954.33	+$59657925421851500544.00M → VRCDF
9	$23,211,471,150,187,795,000,000,000,000	$23,147,637,169,986,416,000,000,000,000.00	$4,111,439	$2,984,416.95	+$2.3211471150187796e+22M → VRCDF
10	$8,441,837,856,534,450,000,000,000,000,000	$8,417,001,582,403,749,000,000,000,000,000.00	$20,849,974	$16,450,733.83	+$8.441837856534449e+24M → VRCDF

VRCDF vs GBDC: Complete Analysis 2026

VRCDF — Stock

Verici Dx plc, an immuno-diagnostics development company, focuses on the kidney transplantation market. The company develops prognostic and diagnostic tests for kidney transplant patients. Its in-development tests include Clarava, a pre-transplant prognosis test for the risk of early acute rejection; Tuteva, a post-transplant test that focuses on acute cellular rejection; and Protega, a liquid biopsy that aims to predict the risk of fibrosis and long-term graft failure. The company was incorporated in 2020 and is based in Penarth, the United Kingdom.

Full VRCDF Calculator →

GBDC — BDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →

📬

Get this VRCDF vs GBDC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

VRCDF vs SCHD VRCDF vs JEPI VRCDF vs O VRCDF vs KO VRCDF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.