HomeCompareVSBSX vs ARCC

VSBSX vs ARCC: Dividend Comparison 2026

VSBSX yields 3.57% · ARCC yields 10.82%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VSBSX wins by $664.00 in total portfolio value· pulled ahead in Year 7
10 years
VSBSX
VSBSX
● Live price
3.57%
Share price
$19.51
Annual div
$0.70
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.2K
Annual income
$449.67
Full VSBSX calculator →
ARCC
Ares Capital Corporation
● Live price
10.82%
Share price
$17.74
Annual div
$1.92
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$1.16
Full ARCC calculator →

Portfolio growth — VSBSX vs ARCC

📍 VSBSX pulled ahead of the other in Year 7

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVSBSXARCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VSBSX + ARCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VSBSX pays
ARCC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VSBSX
Annual income on $10K today (after 15% tax)
$303.75/yr
After 10yr DRIP, annual income (after tax)
$382.22/yr
ARCC
Annual income on $10K today (after 15% tax)
$919.95/yr
After 10yr DRIP, annual income (after tax)
$0.99/yr
At 15% tax rate, VSBSX beats the other by $381.23/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VSBSX + ARCC for your $10,000?

VSBSX: 50%ARCC: 50%
100% ARCC50/50100% VSBSX
Portfolio after 10yr
$24.9K
Annual income
$225.41/yr
Blended yield
0.91%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

VSBSX
No analyst data
ARCC
Analyst Ratings
24
Buy
7
Hold
Consensus: Buy
Price Target
$21.88
+23.3% upside vs current
Range: $21.00 — $23.00
Altman Z
0.8
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VSBSX buys
0
ARCC buys
0
No recent congressional trades found for VSBSX or ARCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVSBSXARCC
Forward yield3.57%10.82%
Annual dividend / share$0.70$1.92
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%-50%
Portfolio after 10y$25.2K$24.5K
Annual income after 10y$449.67$1.16
Total dividends collected$4.1K$1.1K
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: VSBSX vs ARCC ($10,000, DRIP)

YearVSBSX PortfolioVSBSX Income/yrARCC PortfolioARCC Income/yrGap
1$11,057$357.36$11,381$541.15$324.00ARCC
2$12,201$369.29$12,621$284.08$420.00ARCC
3$13,436$380.82$13,827$145.31$391.00ARCC
4$14,768$391.93$15,062$73.43$294.00ARCC
5$16,204$402.61$16,364$36.89$160.00ARCC
6$17,751$412.87$17,757$18.49$6.00ARCC
7← crossover$19,417$422.70$19,258$9.25+$159.00VSBSX
8$21,208$432.11$20,880$4.63+$328.00VSBSX
9$23,134$441.09$22,636$2.32+$498.00VSBSX
10$25,203$449.67$24,539$1.16+$664.00VSBSX

VSBSX vs ARCC: Complete Analysis 2026

VSBSXStock

This fund employs an indexing investment approach designed to track the performance of the Bloomberg US Treasury 1–3 Year Bond Index. This Index includes fixed income securities issued by the U.S. Treasury (not including inflation-protected securities), all with maturities between 1 and 3 years. Like other bond funds, one of the fund’s risks is that increases in interest rates cause the prices of the bonds in the portfolio to decrease; however, such risk is less pronounced in this fund than in funds with longer average durations. A key risk of the fund is the fact that changes in interest rates can eventually lead to a decrease in income for the fund. The fund has a reduced risk of default, since the bonds in the portfolio are backed by the full faith and credit of the U.S. government. Investors with short-term savings goals who are willing to accept some price movement may wish to consider this fund.

Full VSBSX Calculator →

ARCCBDC

Ares Capital Corporation is a business development company specializing in acquisition, recapitalization, mezzanine debt, restructurings, rescue financing, and leveraged buyout transactions of middle market companies. It also makes growth capital and general refinancing. It prefers to make investments in companies engaged in the basic and growth manufacturing, business services, consumer products, health care products and services, and information technology service sectors. The fund will also consider investments in industries such as restaurants, retail, oil and gas, and technology sectors. It focuses on investments in Northeast, Mid-Atlantic, Southeast and Southwest regions from its New York office, the Midwest region, from the Chicago office, and the Western region from the Los Angeles office. The fund typically invests between $20 million and $200 million and a maximum of $400 million in companies with an EBITDA between $10 million and $250 million. It makes debt investments between $10 million and $100 million The fund invests through revolvers, first lien loans, warrants, unitranche structures, second lien loans, mezzanine debt, private high yield, junior capital, subordinated debt, and non-control preferred and common equity. The fund also selectively considers third-party-led senior and subordinated debt financings and opportunistically considers the purchase of stressed and discounted debt positions. The fund prefers to be an agent and/or lead the transactions in which it invests. The fund also seeks board representation in its portfolio companies.

Full ARCC Calculator →
📬

Get this VSBSX vs ARCC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

VSBSX vs SCHDVSBSX vs JEPIVSBSX vs OVSBSX vs KOVSBSX vs MAINVSBSX vs HTGCVSBSX vs GBDCVSBSX vs ORCC

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.