HomeCompareVSIAX vs QYLD

VSIAX vs QYLD: Dividend Comparison 2026

VSIAX yields 1.33% · QYLD yields 11.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 QYLD wins by $3.8K in total portfolio value· pulled ahead in Year 8
10 years
VSIAX
VSIAX
● Live price
1.33%
Share price
$93.31
Annual div
$1.24
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.6K
Annual income
$145.34
Full VSIAX calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.92%
Share price
$17.15
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$5,659.31
Full QYLD calculator →

Portfolio growth — VSIAX vs QYLD

📍 QYLD pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVSIAXQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VSIAX + QYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VSIAX pays
QYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VSIAX
Annual income on $10K today (after 15% tax)
$113.31/yr
After 10yr DRIP, annual income (after tax)
$123.54/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,013.51/yr
After 10yr DRIP, annual income (after tax)
$4,810.41/yr
At 15% tax rate, QYLD beats the other by $4,686.87/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VSIAX + QYLD for your $10,000?

VSIAX: 50%QYLD: 50%
100% QYLD50/50100% VSIAX
Portfolio after 10yr
$23.5K
Annual income
$2,902.33/yr
Blended yield
12.35%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VSIAX buys
0
QYLD buys
0
No recent congressional trades found for VSIAX or QYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVSIAXQYLD
Forward yield1.33%11.92%
Annual dividend / share$1.24$2.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.6K$25.4K
Annual income after 10y$145.34$5,659.31
Total dividends collected$1.4K$27.1K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: VSIAX vs QYLD ($10,000, DRIP)

YearVSIAX PortfolioVSIAX Income/yrQYLD PortfolioQYLD Income/yrGap
1$10,833$133.31$10,352$1,192.36+$481.00VSIAX
2$11,727$134.97$10,830$1,347.57+$897.00VSIAX
3$12,684$136.54$11,460$1,539.07+$1.2KVSIAX
4$13,710$138.03$12,275$1,777.84+$1.4KVSIAX
5$14,809$139.43$13,323$2,078.95+$1.5KVSIAX
6$15,986$140.76$14,667$2,463.34+$1.3KVSIAX
7$17,247$142.01$16,396$2,960.57+$851.00VSIAX
8← crossover$18,598$143.18$18,631$3,612.97$33.00QYLD
9$20,044$144.30$21,548$4,482.15$1.5KQYLD
10$21,593$145.34$25,398$5,659.31$3.8KQYLD

VSIAX vs QYLD: Complete Analysis 2026

VSIAXStock

This low-cost index fund offers exposure to small-capitalization U.S. value stocks. Value stocks are those that may be temporarily undervalued by investors. These companies typically grow at a slower pace than the typical company. The fund seeks to track a value-style index of small-sized companies. One of the fund’s primary risks is its focus on the small-cap arena, which is an often-volatile segment of the market. Investors looking to add a passively managed, small-cap value allocation to an already diversified portfolio may wish to consider this fund.

Full VSIAX Calculator →

QYLDETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.