HomeCompareVSIAX vs XYLD

VSIAX vs XYLD: Dividend Comparison 2026

VSIAX yields 1.33% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $3.7K in total portfolio value· pulled ahead in Year 2
10 years
VSIAX
VSIAX
● Live price
1.33%
Share price
$93.31
Annual div
$1.24
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.6K
Annual income
$145.34
Full VSIAX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — VSIAX vs XYLD

📍 XYLD pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVSIAXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VSIAX + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VSIAX pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VSIAX
Annual income on $10K today (after 15% tax)
$113.31/yr
After 10yr DRIP, annual income (after tax)
$123.54/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,612.63/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VSIAX + XYLD for your $10,000?

VSIAX: 50%XYLD: 50%
100% XYLD50/50100% VSIAX
Portfolio after 10yr
$23.4K
Annual income
$1,682.18/yr
Blended yield
7.18%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VSIAX buys
0
XYLD buys
0
No recent congressional trades found for VSIAX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVSIAXXYLD
Forward yield1.33%10.98%
Annual dividend / share$1.24$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.6K$25.3K
Annual income after 10y$145.34$3,219.02
Total dividends collected$1.4K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: VSIAX vs XYLD ($10,000, DRIP)

YearVSIAX PortfolioVSIAX Income/yrXYLD PortfolioXYLD Income/yrGap
1$10,833$133.31$10,818$1,098.39+$15.00VSIAX
2← crossover$11,727$134.97$11,738$1,222.51$11.00XYLD
3$12,684$136.54$12,774$1,364.64$90.00XYLD
4$13,710$138.03$13,944$1,527.86$234.00XYLD
5$14,809$139.43$15,270$1,715.87$461.00XYLD
6$15,986$140.76$16,775$1,933.09$789.00XYLD
7$17,247$142.01$18,490$2,184.87$1.2KXYLD
8$18,598$143.18$20,450$2,477.63$1.9KXYLD
9$20,044$144.30$22,697$2,819.19$2.7KXYLD
10$21,593$145.34$25,280$3,219.02$3.7KXYLD

VSIAX vs XYLD: Complete Analysis 2026

VSIAXStock

This low-cost index fund offers exposure to small-capitalization U.S. value stocks. Value stocks are those that may be temporarily undervalued by investors. These companies typically grow at a slower pace than the typical company. The fund seeks to track a value-style index of small-sized companies. One of the fund’s primary risks is its focus on the small-cap arena, which is an often-volatile segment of the market. Investors looking to add a passively managed, small-cap value allocation to an already diversified portfolio may wish to consider this fund.

Full VSIAX Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.