HomeCompareVSMR vs GBDC

VSMR vs GBDC: Dividend Comparison 2026

VSMR yields 5012.53% · GBDC yields 11.85%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 VSMR wins by $63748424213289.35M in total portfolio value
10 years
VSMR
VSMR
● Live price
5012.53%
Share price
$0.04
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63748424213310.13M
Annual income
$61,341,112,520,885,540,000.00
Full VSMR calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — VSMR vs GBDC

📍 VSMR pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVSMRGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VSMR + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VSMR pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VSMR
Annual income on $10K today (after 15% tax)
$426,065.16/yr
After 10yr DRIP, annual income (after tax)
$52,139,945,642,752,710,000.00/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, VSMR beats the other by $52,139,945,642,738,780,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VSMR + GBDC for your $10,000?

VSMR: 50%GBDC: 50%
100% GBDC50/50100% VSMR
Portfolio after 10yr
$31874212106665.45M
Annual income
$30,670,556,260,450,968,000.00/yr
Blended yield
96.22%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

VSMR
No analyst data
Altman Z
-6.1
Piotroski
1/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VSMR buys
0
GBDC buys
0
No recent congressional trades found for VSMR or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVSMRGBDC
Forward yield5012.53%11.85%
Annual dividend / share$2.00$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1%
Portfolio after 10y$63748424213310.13M$20.78M
Annual income after 10y$61,341,112,520,885,540,000.00$16,389,263.41
Total dividends collected$63585563090274.08M$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: VSMR vs GBDC ($10,000, DRIP)

YearVSMR PortfolioVSMR Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$511,953$501,253.13$12,490$1,790.28+$499.5KVSMR
2$24,530,791$23,983,001.09$16,522$3,157.73+$24.51MVSMR
3$1,100,240,069$1,073,992,122.64$23,578$5,898.68+$1100.22MVSMR
4$46,195,985,313$45,018,728,438.85$37,115$11,886.75+$46195.95MVSMR
5$1,815,980,882,772$1,766,551,178,487.34$66,136$26,423.57+$1815980.82MVSMR
6$66,843,814,914,134$64,900,715,369,568.10$137,257$66,491.44+$66843814.78MVSMR
7$2,304,147,256,808,419$2,232,624,374,850,295.20$341,734$194,868.54+$2304147256.47MVSMR
8$74,390,605,957,844,220$71,925,168,393,059,210.00$1,050,788$685,133.02+$74390605956.79MVSMR
9$2,249,824,011,611,761,200$2,170,226,063,236,867,600.00$4,099,314$2,974,971.01+$2249824011607.66MVSMR
10$63,748,424,213,310,130,000$61,341,112,520,885,540,000.00$20,775,530$16,389,263.41+$63748424213289.35MVSMR

VSMR vs GBDC: Complete Analysis 2026

VSMRStock

Verify Smart Corp. provides wireless software solutions focused on IP fraud protection for secure authenticated transactions and celebrity services for fans interactions worldwide. The company's software solutions are delivered as Software as a Service model over the Internet, and allows its clients to access the company's application software and databases. Its products include VerifyNGo, which provides instant personal verification to combat fraud and identity theft through mobile device; and Prvii, a mobile communications service that enables celebrities to monetize their fan base via messaging channels. Verify Smart Corp. promotes its products and services across various markets, including consumer brands, financial services, sports/entertainment, governments, and educational institutions. The company was formerly known as Treasure Explorations Inc. and changed its name to Verify Smart Corp. in March 2009. Verify Smart Corp. was founded in 2006 and is based in Fernley, Nevada.

Full VSMR Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.