Is VSPY or QYLD a better dividend investment in 2026?

VSPY currently yields 21.53% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: VSPY offers higher current income.

What is the dividend yield difference between VSPY and QYLD?

VSPY has a forward dividend yield of 21.53% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 9.61 percentage points.

Home › Compare › VSPY vs QYLD

VSPY vs QYLD: Dividend Comparison 2026

VSPY yields 21.53% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VSPY wins by $54.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

VSPY

● Live price

21.53%

Share price

$9.29

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$80.2K

Annual income

$7,907.64

Full VSPY calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — VSPY vs QYLD

📍 VSPY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VSPY	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VSPY + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

VSPY pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VSPY

Annual income on $10K today (after 15% tax)

$1,829.92/yr

After 10yr DRIP, annual income (after tax)

$6,721.49/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, VSPY beats the other by $1,911.08/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VSPY + QYLD for your $10,000?

VSPY: 50%QYLD: 50%

100% QYLD50/50100% VSPY

Portfolio after 10yr

$52.8K

Annual income

$6,783.48/yr

Blended yield

12.85%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VSPY buys

QYLD buys

No recent congressional trades found for VSPY or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVSPYQYLD

Forward yield	21.53% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$80.2K ✓	$25.4K
Annual income after 10y	$7,907.64 ✓	$5,659.31
Total dividends collected	$47.3K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: VSPY vs QYLD ($10,000, DRIP)

Year	VSPY Portfolio	VSPY Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$12,853	$2,152.85	$10,352	$1,192.36	+$2.5K → VSPY
2	$16,339	$2,586.01	$10,830	$1,347.57	+$5.5K → VSPY
3	$20,555	$3,072.28	$11,460	$1,539.07	+$9.1K → VSPY
4	$25,606	$3,612.19	$12,275	$1,777.84	+$13.3K → VSPY
5	$31,603	$4,205.46	$13,323	$2,078.95	+$18.3K → VSPY
6	$38,667	$4,850.98	$14,667	$2,463.34	+$24.0K → VSPY
7	$46,920	$5,546.87	$16,396	$2,960.57	+$30.5K → VSPY
8	$56,495	$6,290.53	$18,631	$3,612.97	+$37.9K → VSPY
9	$67,528	$7,078.72	$21,548	$4,482.15	+$46.0K → VSPY
10	$80,163	$7,907.64	$25,398	$5,659.31	+$54.8K → VSPY

VSPY vs QYLD: Complete Analysis 2026

VSPY — Stock

The fund is an actively managed ETF that seeks to achieve its investment objective by utilizing a blended strategy that combines a fixed income allocation of approximately 90% with an options overlay of approximately 10% of the market value of the fund’s assets. The fixed income allocation is invested primarily in high quality debt instruments, including but not limited to corporate bonds, treasuries, and municipal bonds and/or ETFs that hold these high quality debt investments.

Full VSPY Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.