HomeCompareVSPY vs XYLD

VSPY vs XYLD: Dividend Comparison 2026

VSPY yields 21.53% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VSPY wins by $54.9K in total portfolio value
10 years
VSPY
VSPY
● Live price
21.53%
Share price
$9.29
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.2K
Annual income
$7,907.64
Full VSPY calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — VSPY vs XYLD

📍 VSPY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVSPYXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VSPY + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VSPY pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VSPY
Annual income on $10K today (after 15% tax)
$1,829.92/yr
After 10yr DRIP, annual income (after tax)
$6,721.49/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, VSPY beats the other by $3,985.33/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VSPY + XYLD for your $10,000?

VSPY: 50%XYLD: 50%
100% XYLD50/50100% VSPY
Portfolio after 10yr
$52.7K
Annual income
$5,563.33/yr
Blended yield
10.55%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VSPY buys
0
XYLD buys
0
No recent congressional trades found for VSPY or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVSPYXYLD
Forward yield21.53%10.98%
Annual dividend / share$2.00$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$80.2K$25.3K
Annual income after 10y$7,907.64$3,219.02
Total dividends collected$47.3K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: VSPY vs XYLD ($10,000, DRIP)

YearVSPY PortfolioVSPY Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$12,853$2,152.85$10,818$1,098.39+$2.0KVSPY
2$16,339$2,586.01$11,738$1,222.51+$4.6KVSPY
3$20,555$3,072.28$12,774$1,364.64+$7.8KVSPY
4$25,606$3,612.19$13,944$1,527.86+$11.7KVSPY
5$31,603$4,205.46$15,270$1,715.87+$16.3KVSPY
6$38,667$4,850.98$16,775$1,933.09+$21.9KVSPY
7$46,920$5,546.87$18,490$2,184.87+$28.4KVSPY
8$56,495$6,290.53$20,450$2,477.63+$36.0KVSPY
9$67,528$7,078.72$22,697$2,819.19+$44.8KVSPY
10$80,163$7,907.64$25,280$3,219.02+$54.9KVSPY

VSPY vs XYLD: Complete Analysis 2026

VSPYStock

The fund is an actively managed ETF that seeks to achieve its investment objective by utilizing a blended strategy that combines a fixed income allocation of approximately 90% with an options overlay of approximately 10% of the market value of the fund’s assets. The fixed income allocation is invested primarily in high quality debt instruments, including but not limited to corporate bonds, treasuries, and municipal bonds and/or ETFs that hold these high quality debt investments.

Full VSPY Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.