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VSSPY vs BTI: Dividend Comparison 2026

VSSPY yields 13.95% · BTI yields 5.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 VSSPY wins by $4285064.97M in total portfolio value
10 years
VSSPY
VSSPY
● Live price
13.95%
Share price
$4.23
Annual div
$0.59
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4285065.00M
Annual income
$4,226,848,930,754.47
Full VSSPY calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — VSSPY vs BTI

📍 VSSPY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVSSPYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VSSPY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VSSPY pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VSSPY
Annual income on $10K today (after 15% tax)
$1,185.58/yr
After 10yr DRIP, annual income (after tax)
$3,592,821,591,141.30/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, VSSPY beats the other by $3,592,821,588,759.35/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of VSSPY + BTI for your $10,000?

VSSPY: 50%BTI: 50%
100% BTI50/50100% VSSPY
Portfolio after 10yr
$2142532.52M
Annual income
$2,113,424,466,778.38/yr
Blended yield
98.64%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

VSSPY
No analyst data
Altman Z
2.4
Piotroski
6/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VSSPY buys
0
BTI buys
0
No recent congressional trades found for VSSPY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVSSPYBTI
Forward yield13.95%5.40%
Annual dividend / share$0.59$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%11.3%
Portfolio after 10y$4285065.00M$37.8K
Annual income after 10y$4,226,848,930,754.47$2,802.29
Total dividends collected$4281162.95M$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: VSSPY vs BTI ($10,000, DRIP)

YearVSSPY PortfolioVSSPY Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$13,490$2,789.60$11,301$601.08+$2.2KVSSPY
2$21,468$7,033.75$12,799$706.58+$8.7KVSSPY
3$43,893$20,922.71$14,527$832.38+$29.4KVSSPY
4$126,926$79,960.63$16,527$982.75+$110.4KVSSPY
5$568,004$432,193.07$18,846$1,162.95+$549.2KVSSPY
6$4,222,897$3,615,132.41$21,545$1,379.49+$4.20MVSSPY
7$54,756,161$50,237,661.74$24,694$1,640.41+$54.73MVSSPY
8$1,276,170,927$1,217,581,834.67$28,378$1,955.69+$1276.14MVSSPY
9$54,407,544,321$53,042,041,428.77$32,702$2,337.79+$54407.51MVSSPY
10$4,285,065,003,178$4,226,848,930,754.47$37,794$2,802.29+$4285064.97MVSSPY

VSSPY vs BTI: Complete Analysis 2026

VSSPYStock

Valid Soluções S.A. provides security printing services for payment and mobile solutions, identity solutions, digital marketing, and digital certification worldwide. It operates through Means of Payment, Identification, and Mobile segments. The Means of Payment segment offers integrated products and solutions, such as chip and magnetic stripe cards, gift cards, check printing, invoices, and bank statements, as well as solutions in radio frequency identification, contactless cards, and mobile payments. The Identification segment provides physical and electronic solutions, such as data collection, storage and management, security prints, recognition, and digital printing. Its solutions are used in the generation of computerized systems for the administration of databases, collection of biometric data, printing and customization of official identification documents, solutions for smart cities, and traceable stamps. The Mobile segment offers services of issuing statements and technologies for use in cell phones, and digital mobility, such as NFC, TSM, and HCE solutions for mobile service providers. It also develops technologies for use in cell phones, such as recharge and payment and production of cards intended for telecommunications. The company serves state governments and government agencies, large financial institutions, telecommunications companies, retailers, agriculture cooperatives, and self-employed professionals. The company was formerly known as Valid Soluções e Serviços de Segurança em Meios de Pagamento e Identificação S.A. and changed its name to Valid Soluções S.A. in August 2018. Valid Soluções S.A. was founded in 1957 and is headquartered in Rio de Janeiro, Brazil.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.