HomeCompareVSSPY vs GBDC

VSSPY vs GBDC: Dividend Comparison 2026

VSSPY yields 13.95% · GBDC yields 11.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 VSSPY wins by $4285044.15M in total portfolio value
10 years
VSSPY
VSSPY
● Live price
13.95%
Share price
$4.23
Annual div
$0.59
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4285065.00M
Annual income
$4,226,848,930,754.47
Full VSSPY calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — VSSPY vs GBDC

📍 VSSPY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVSSPYGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VSSPY + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VSSPY pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VSSPY
Annual income on $10K today (after 15% tax)
$1,185.58/yr
After 10yr DRIP, annual income (after tax)
$3,592,821,591,141.30/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, VSSPY beats the other by $3,592,807,608,017.54/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VSSPY + GBDC for your $10,000?

VSSPY: 50%GBDC: 50%
100% GBDC50/50100% VSSPY
Portfolio after 10yr
$2142542.93M
Annual income
$2,113,432,690,744.16/yr
Blended yield
98.64%
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Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

VSSPY
No analyst data
Altman Z
2.4
Piotroski
6/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VSSPY buys
0
GBDC buys
0
No recent congressional trades found for VSSPY or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVSSPYGBDC
Forward yield13.95%11.86%
Annual dividend / share$0.59$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%51.1%
Portfolio after 10y$4285065.00M$20.85M
Annual income after 10y$4,226,848,930,754.47$16,450,733.83
Total dividends collected$4281162.95M$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: VSSPY vs GBDC ($10,000, DRIP)

YearVSSPY PortfolioVSSPY Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$13,490$2,789.60$12,492$1,791.70+$998.00VSSPY
2$21,468$7,033.75$16,527$3,160.58+$4.9KVSSPY
3$43,893$20,922.71$23,588$5,904.90+$20.3KVSSPY
4$126,926$79,960.63$37,141$11,901.65+$89.8KVSSPY
5$568,004$432,193.07$66,205$26,463.38+$501.8KVSSPY
6$4,222,897$3,615,132.41$137,452$66,612.65+$4.09MVSSPY
7$54,756,161$50,237,661.74$342,372$195,298.53+$54.41MVSSPY
8$1,276,170,927$1,217,581,834.67$1,053,292$686,954.33+$1275.12MVSSPY
9$54,407,544,321$53,042,041,428.77$4,111,439$2,984,416.95+$54403.43MVSSPY
10$4,285,065,003,178$4,226,848,930,754.47$20,849,974$16,450,733.83+$4285044.15MVSSPY

VSSPY vs GBDC: Complete Analysis 2026

VSSPYStock

Valid Soluções S.A. provides security printing services for payment and mobile solutions, identity solutions, digital marketing, and digital certification worldwide. It operates through Means of Payment, Identification, and Mobile segments. The Means of Payment segment offers integrated products and solutions, such as chip and magnetic stripe cards, gift cards, check printing, invoices, and bank statements, as well as solutions in radio frequency identification, contactless cards, and mobile payments. The Identification segment provides physical and electronic solutions, such as data collection, storage and management, security prints, recognition, and digital printing. Its solutions are used in the generation of computerized systems for the administration of databases, collection of biometric data, printing and customization of official identification documents, solutions for smart cities, and traceable stamps. The Mobile segment offers services of issuing statements and technologies for use in cell phones, and digital mobility, such as NFC, TSM, and HCE solutions for mobile service providers. It also develops technologies for use in cell phones, such as recharge and payment and production of cards intended for telecommunications. The company serves state governments and government agencies, large financial institutions, telecommunications companies, retailers, agriculture cooperatives, and self-employed professionals. The company was formerly known as Valid Soluções e Serviços de Segurança em Meios de Pagamento e Identificação S.A. and changed its name to Valid Soluções S.A. in August 2018. Valid Soluções S.A. was founded in 1957 and is headquartered in Rio de Janeiro, Brazil.

Full VSSPY Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.