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VTMTF vs BTI: Dividend Comparison 2026

VTMTF yields 3.29% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 VTMTF wins by $40.0K in total portfolio value· pulled ahead in Year 4
10 years
VTMTF
VTMTF
● Live price
3.29%
Share price
$0.83
Annual div
$0.03
5Y div CAGR
35.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$20,224.81
Full VTMTF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — VTMTF vs BTI

📍 VTMTF pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVTMTFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VTMTF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VTMTF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VTMTF
Annual income on $10K today (after 15% tax)
$280.02/yr
After 10yr DRIP, annual income (after tax)
$17,191.09/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, VTMTF beats the other by $14,822.44/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VTMTF + BTI for your $10,000?

VTMTF: 50%BTI: 50%
100% BTI50/50100% VTMTF
Portfolio after 10yr
$57.7K
Annual income
$11,505.72/yr
Blended yield
19.94%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

VTMTF
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
6.8
Piotroski
6/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VTMTF buys
0
BTI buys
0
No recent congressional trades found for VTMTF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVTMTFBTI
Forward yield3.29%5.38%
Annual dividend / share$0.03$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR35.6%11.3%
Portfolio after 10y$77.7K$37.7K
Annual income after 10y$20,224.81$2,786.64
Total dividends collected$51.5K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: VTMTF vs BTI ($10,000, DRIP)

YearVTMTF PortfolioVTMTF Income/yrBTI PortfolioBTI Income/yrGap
1$11,147$446.72$11,299$598.92$152.00BTI
2$12,558$631.04$12,794$703.91$236.00BTI
3$14,338$900.96$14,518$829.07$180.00BTI
4← crossover$16,645$1,303.61$16,513$978.64+$132.00VTMTF
5$19,728$1,917.90$18,827$1,157.84+$901.00VTMTF
6$23,990$2,880.73$21,518$1,373.12+$2.5KVTMTF
7$30,109$4,439.34$24,657$1,632.46+$5.5KVTMTF
8$39,277$7,060.82$28,329$1,945.74+$10.9KVTMTF
9$53,699$11,672.90$32,637$2,325.33+$21.1KVTMTF
10$77,683$20,224.81$37,708$2,786.64+$40.0KVTMTF

VTMTF vs BTI: Complete Analysis 2026

VTMTFStock

Vertu Motors plc operates as an automotive retailer in the United Kingdom. The company sells new and used cars and motorcycles, motability cars, and commercial vehicles, as well as provides related aftersales services. It operates 150 chain of franchised dealerships offering sales, service, parts, and bodyshop facilities for new and used cars, and commercial vehicles under the Bristol Street Motors, Macklin Motors, and Vertu Motors. The company's franchise dealerships include Audi, BMW, Honda, Jaguar, jeep, Kia, Land Rover, Mercedes-Benz, Mercedes-AMG, MINI, smart, Toyota, Volkswagen, Citroen, CUPRA, Dacia, DS, Ford, Hyundai, Mazda, MG, Nissan, Peugeot, Renault, SEAT, SKÖDA, and Vauxhall. In addition, it operates as a pension scheme trustee; and provides vehicle financing and related insurance products. Further, the company is involved in the online van and parts retailing; and online advertising businesses. It operates through a network of 160 sales and aftersales outlets in 121 locations. Vertu Motors plc was incorporated in 2006 and is headquartered in Gateshead, the United Kingdom.

Full VTMTF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.