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VUBFX vs ADC: Dividend Comparison 2026

VUBFX yields 4.12% · ADC yields 4.11%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $150.8K in total portfolio value· pulled ahead in Year 3
10 years
VUBFX
VUBFX
● Live price
4.12%
Share price
$10.03
Annual div
$0.41
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.2K
Annual income
$537.44
Full VUBFX calculator →
ADC
Agree Realty Corporation
● Live price
4.11%
Share price
$75.38
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$176.9K
Annual income
$79,647.25
Full ADC calculator →

Portfolio growth — VUBFX vs ADC

📍 ADC pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVUBFXADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VUBFX + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VUBFX pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VUBFX
Annual income on $10K today (after 15% tax)
$350.59/yr
After 10yr DRIP, annual income (after tax)
$456.82/yr
ADC
Annual income on $10K today (after 15% tax)
$349.45/yr
After 10yr DRIP, annual income (after tax)
$67,700.16/yr
At 15% tax rate, ADC beats the other by $67,243.34/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VUBFX + ADC for your $10,000?

VUBFX: 50%ADC: 50%
100% ADC50/50100% VUBFX
Portfolio after 10yr
$101.6K
Annual income
$40,092.34/yr
Blended yield
39.48%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

VUBFX
No analyst data
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+7.5% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VUBFX buys
0
ADC buys
0
No recent congressional trades found for VUBFX or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVUBFXADC
Forward yield4.12%4.11%
Annual dividend / share$0.41$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$26.2K$176.9K
Annual income after 10y$537.44$79,647.25
Total dividends collected$4.8K$154.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: VUBFX vs ADC ($10,000, DRIP)

YearVUBFX PortfolioVUBFX Income/yrADC PortfolioADC Income/yrGap
1$11,112$412.46$10,987$577.21+$125.00VUBFX
2$12,319$428.36$12,293$855.34+$26.00VUBFX
3← crossover$13,625$443.79$14,088$1,290.70$463.00ADC
4$15,037$458.74$16,660$1,994.91$1.6KADC
5$16,563$473.17$20,525$3,181.85$4.0KADC
6$18,210$487.09$26,654$5,286.90$8.4KADC
7$19,985$500.47$37,006$9,259.47$17.0KADC
8$21,897$513.33$55,862$17,338.74$34.0KADC
9$23,955$525.65$93,452$35,300.32$69.5KADC
10$26,170$537.44$176,931$79,647.25$150.8KADC

VUBFX vs ADC: Complete Analysis 2026

VUBFXStock

The fund’s investment objective is to seek to provide current income while maintaining limited price volatility. The fund invests in a diversified portfolio of high-quality and, to a lesser extent, medium-quality fixed income securities. The fund is expected to maintain a dollar-weighted average maturity of 0 to 2 years. Under normal circumstances, the fund will invest at least 80% of its assets in fixed income securities. The fund is designed to give investors low-cost exposure to money market instruments and short-term high-quality bonds, including asset-backed, government, and investment-grade corporate securities. Although short-term bond funds tend to have a higher yield than money market funds, their share price fluctuates. Because the Ultra-Short-Term Bond Fund will subject investors to principal risk, the fund shouldn’t be viewed as a substitute for a money market fund. Additionally, increases in interest rates can cause the prices of the bonds in the portfolio, and thus the fund’s share price, to decrease.The Ultra-Short-Term Bond Fund is a stand alone product and is separate and distinct from the Vanguard Ultra-Short Bond ETF (VUSB). Differences in scale, certain investment processes, and underlying holdings are expected to produce different investment returns by the funds.

Full VUBFX Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.