HomeCompareVUBFX vs DIVO

VUBFX vs DIVO: Dividend Comparison 2026

VUBFX yields 4.14% · DIVO yields 6.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $4.5K in total portfolio value
10 years
VUBFX
VUBFX
● Live price
4.14%
Share price
$10.00
Annual div
$0.41
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.2K
Annual income
$539.48
Full VUBFX calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — VUBFX vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVUBFXDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VUBFX + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VUBFX pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VUBFX
Annual income on $10K today (after 15% tax)
$351.65/yr
After 10yr DRIP, annual income (after tax)
$458.56/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, DIVO beats the other by $375.87/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VUBFX + DIVO for your $10,000?

VUBFX: 50%DIVO: 50%
100% DIVO50/50100% VUBFX
Portfolio after 10yr
$28.5K
Annual income
$760.58/yr
Blended yield
2.67%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VUBFX buys
0
DIVO buys
0
No recent congressional trades found for VUBFX or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVUBFXDIVO
Forward yield4.14%6.49%
Annual dividend / share$0.41$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.2K$30.7K
Annual income after 10y$539.48$981.68
Total dividends collected$4.8K$8.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VUBFX vs DIVO ($10,000, DRIP)

YearVUBFX PortfolioVUBFX Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$11,114$413.70$11,349$649.42$235.00DIVO
2$12,321$429.70$12,833$688.83$512.00DIVO
3$13,629$445.22$14,459$727.90$830.00DIVO
4$15,043$460.26$16,238$766.49$1.2KDIVO
5$16,571$474.78$18,179$804.47$1.6KDIVO
6$18,220$488.79$20,293$841.71$2.1KDIVO
7$19,998$502.26$22,591$878.14$2.6KDIVO
8$21,913$515.20$25,087$913.65$3.2KDIVO
9$23,974$527.61$27,791$948.18$3.8KDIVO
10$26,192$539.48$30,718$981.68$4.5KDIVO

VUBFX vs DIVO: Complete Analysis 2026

VUBFXStock

The fund’s investment objective is to seek to provide current income while maintaining limited price volatility. The fund invests in a diversified portfolio of high-quality and, to a lesser extent, medium-quality fixed income securities. The fund is expected to maintain a dollar-weighted average maturity of 0 to 2 years. Under normal circumstances, the fund will invest at least 80% of its assets in fixed income securities. The fund is designed to give investors low-cost exposure to money market instruments and short-term high-quality bonds, including asset-backed, government, and investment-grade corporate securities. Although short-term bond funds tend to have a higher yield than money market funds, their share price fluctuates. Because the Ultra-Short-Term Bond Fund will subject investors to principal risk, the fund shouldn’t be viewed as a substitute for a money market fund. Additionally, increases in interest rates can cause the prices of the bonds in the portfolio, and thus the fund’s share price, to decrease.The Ultra-Short-Term Bond Fund is a stand alone product and is separate and distinct from the Vanguard Ultra-Short Bond ETF (VUSB). Differences in scale, certain investment processes, and underlying holdings are expected to produce different investment returns by the funds.

Full VUBFX Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.