HomeCompareVWAGY vs BTI

VWAGY vs BTI: Dividend Comparison 2026

VWAGY yields 6.95% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 VWAGY wins by $1.51M in total portfolio value
10 years
VWAGY
VWAGY
● Live price
6.95%
Share price
$10.26
Annual div
$0.71
5Y div CAGR
48.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.54M
Annual income
$993,762.98
Full VWAGY calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — VWAGY vs BTI

📍 VWAGY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVWAGYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VWAGY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VWAGY pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VWAGY
Annual income on $10K today (after 15% tax)
$590.48/yr
After 10yr DRIP, annual income (after tax)
$844,698.53/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, VWAGY beats the other by $842,329.89/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of VWAGY + BTI for your $10,000?

VWAGY: 50%BTI: 50%
100% BTI50/50100% VWAGY
Portfolio after 10yr
$791.0K
Annual income
$498,274.81/yr
Blended yield
62.99%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

VWAGY
Analyst Ratings
1
Hold
Consensus: Hold
Price Target
$18.00
+75.4% upside vs current
Range: $18.00 — $18.00
Altman Z
1.0
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VWAGY buys
0
BTI buys
0
No recent congressional trades found for VWAGY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVWAGYBTI
Forward yield6.95%5.38%
Annual dividend / share$0.71$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR48.2%11.3%
Portfolio after 10y$1.54M$37.7K
Annual income after 10y$993,762.98$2,786.64
Total dividends collected$1.46M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy
Analyst price target$18.00$40.00

Year-by-year: VWAGY vs BTI ($10,000, DRIP)

YearVWAGY PortfolioVWAGY Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,730$1,029.51$11,299$598.92+$431.00VWAGY
2$14,223$1,672.54$12,794$703.91+$1.4KVWAGY
3$18,028$2,809.03$14,518$829.07+$3.5KVWAGY
4$24,221$4,931.36$16,513$978.64+$7.7KVWAGY
5$35,093$9,176.63$18,827$1,157.84+$16.3KVWAGY
6$55,965$18,415.21$21,518$1,373.12+$34.4KVWAGY
7$100,558$40,675.63$24,657$1,632.46+$75.9KVWAGY
8$208,825$101,227.83$28,329$1,945.74+$180.5KVWAGY
9$514,601$291,158.73$32,637$2,325.33+$482.0KVWAGY
10$1,544,387$993,762.98$37,708$2,786.64+$1.51MVWAGY

VWAGY vs BTI: Complete Analysis 2026

VWAGYStock

Volkswagen AG manufactures and sells automobiles primarily in Europe, North America, South America, and the Asia-Pacific. The company operates in four segments: Passenger Cars and Light Commercial Vehicles, Commercial Vehicles, Power Engineering, and Financial Services. The Passenger Cars and Light Commercial Vehicles segment develops vehicles, engines, and vehicle software; and light commercial vehicles; and produces and sells passenger cars and related parts. The Commercial Vehicles segment develops, produces, and sells trucks and buses; and offers parts and related services. The Power Engineering segment offers large-bore diesel engines, turbomachinery, and propulsion components. The Financial Services segment provides dealer and customer financing, leasing, banking and insurance, fleet management, and mobility services. The company also offers motorcycles. It provides its products under the Volkswagen Passenger Cars, Audi, ŠKODA, SEAT, Bentley, Porsche, Volkswagen Commercial Vehicles, Scania, MAN, Lamborghini, Ducati, and Bugatti brands. Volkswagen AG was founded in 1937 and is based in Wolfsburg, Germany. Volkswagen AG operates as a subsidiary of Porsche Automobil Holding SE.

Full VWAGY Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.