HomeCompareVWAPY vs GBDC

VWAPY vs GBDC: Dividend Comparison 2026

VWAPY yields 7.33% · GBDC yields 11.86%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $19.00M in total portfolio value
10 years
VWAPY
VWAPY
● Live price
7.33%
Share price
$9.81
Annual div
$0.72
5Y div CAGR
48.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.85M
Annual income
$1,212,056.38
Full VWAPY calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — VWAPY vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVWAPYGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VWAPY + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VWAPY pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VWAPY
Annual income on $10K today (after 15% tax)
$623.45/yr
After 10yr DRIP, annual income (after tax)
$1,030,247.92/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, GBDC beats the other by $12,952,875.83/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VWAPY + GBDC for your $10,000?

VWAPY: 50%GBDC: 50%
100% GBDC50/50100% VWAPY
Portfolio after 10yr
$11.35M
Annual income
$8,831,395.11/yr
Blended yield
77.82%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

VWAPY
No analyst data
Altman Z
1.0
Piotroski
5/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VWAPY buys
0
GBDC buys
0
No recent congressional trades found for VWAPY or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVWAPYGBDC
Forward yield7.33%11.86%
Annual dividend / share$0.72$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR48.2%51.1%
Portfolio after 10y$1.85M$20.85M
Annual income after 10y$1,212,056.38$16,450,733.83
Total dividends collected$1.76M$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: VWAPY vs GBDC ($10,000, DRIP)

YearVWAPY PortfolioVWAPY Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$11,787$1,087.00$12,492$1,791.70$705.00GBDC
2$14,387$1,774.58$16,527$3,160.58$2.1KGBDC
3$18,394$2,999.97$23,588$5,904.90$5.2KGBDC
4$24,994$5,312.40$37,141$11,901.65$12.1KGBDC
5$36,741$9,998.06$66,205$26,463.38$29.5KGBDC
6$59,670$20,356.56$137,452$66,612.65$77.8KGBDC
7$109,636$45,789.80$342,372$195,298.53$232.7KGBDC
8$233,840$116,528.97$1,053,292$686,954.33$819.5KGBDC
9$594,449$344,240.67$4,111,439$2,984,416.95$3.52MGBDC
10$1,848,117$1,212,056.38$20,849,974$16,450,733.83$19.00MGBDC

VWAPY vs GBDC: Complete Analysis 2026

VWAPYStock

Volkswagen AG manufactures and sells automobiles primarily in Europe, North America, South America, and the Asia-Pacific. The company operates in four segments: Passenger Cars and Light Commercial Vehicles, Commercial Vehicles, Power Engineering, and Financial Services. The Passenger Cars and Light Commercial Vehicles segment develops vehicles, engines, and vehicle software; and light commercial vehicles; and produces and sells passenger cars and related parts. The Commercial Vehicles segment develops, produces, and sells trucks and buses; and offers parts and related services. The Power Engineering segment offers large-bore diesel engines, turbomachinery, and propulsion components. The Financial Services segment provides dealer and customer financing, leasing, banking and insurance, fleet management, and mobility services. The company also offers motorcycles. It provides its products under the Volkswagen Passenger Cars, Audi, ŠKODA, SEAT, Bentley, Porsche, Volkswagen Commercial Vehicles, Scania, MAN, Lamborghini, Ducati, and Bugatti brands. Volkswagen AG was founded in 1937 and is based in Wolfsburg, Germany. Volkswagen AG operates as a subsidiary of Porsche Automobil Holding SE.

Full VWAPY Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.