HomeCompareVYM vs ARCC

VYM vs ARCC: Dividend Comparison 2026

VYM yields 2.91% · ARCC yields 9.06% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 ARCC wins by $12.6K in total portfolio value
10 years
VYM
Vanguard High Dividend Yield ETF
2.91%
Share price
$118.40
Annual div
$3.44
5Y div CAGR
7.8%
Payout ratio
45%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.3K
Annual income
$785.17
Full VYM calculator →
ARCC
Ares Capital Corporation
9.06%
Share price
$21.20
Annual div
$1.92
5Y div CAGR
3.1%
Payout ratio
88%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.8K
Annual income
$2,279.31
Full ARCC calculator →

Portfolio growth — VYM vs ARCC

Annual dividend income

MetricVYMARCC
Forward yield2.91%9.06%
Annual dividend / share$3.44$1.92
Payout ratio45%88%
1-year div growth6.2%2%
5-year div CAGR7.8%3.1%
Portfolio after 10y$31.3K$43.8K
Annual income after 10y$785.17$2,279.31
Total dividends collected$5.2K$15.5K
Payment frequencyquarterlyquarterly
SectorETFBDC

Year-by-year: VYM vs ARCC ($10,000, DRIP)

YearVYM PortfolioVYM Income/yrARCC PortfolioARCC Income/yrGap
1$11,223$313.20$11,774$933.74$551.00ARCC
2$12,592$347.33$13,808$1,045.61$1.2KARCC
3$14,123$385.04$16,135$1,166.34$2.0KARCC
4$15,835$426.70$18,786$1,296.19$3.0KARCC
5$17,748$472.73$21,800$1,435.41$4.1KARCC
6$19,887$523.54$25,215$1,584.23$5.3KARCC
7$22,276$579.64$29,076$1,742.84$6.8KARCC
8$24,945$641.54$33,430$1,911.44$8.5KARCC
9$27,925$709.84$38,328$2,090.21$10.4KARCC
10$31,251$785.17$43,827$2,279.31$12.6KARCC

VYM vs ARCC: Complete Analysis 2026

VYMETF

VYM tracks the FTSE High Dividend Yield Index, holding ~450 large-cap US companies with above-average dividend yields. With an ultra-low 0.06% expense ratio, it's one of the cheapest dividend ETFs available. Excellent core holding for long-term dividend growth investors seeking broad diversification and reliable income.

Full VYM Calculator →

ARCCBDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →

Frequently Asked Questions

Is VYM or ARCC better for dividend income in 2026?
VYM currently offers a 2.91% yield (3.44/share/year) while ARCC offers 9.06% (1.92/share/year). ARCC provides higher current income. However, VYM has grown its dividend faster (7.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in VYM vs ARCC earn per year?
With $10,000 invested today: VYM pays approximately $291/year. ARCC pays approximately $906/year. With DRIP reinvestment over 10 years, these grow to $785/year (VYM) and $2,279/year (ARCC).
Does VYM or ARCC pay monthly dividends?
VYM pays quarterly dividends. ARCC pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this VYM vs ARCC comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

VYM vs SCHDVYM vs VIGVYM vs DGROVYM vs HDVVYM vs DVYVYM vs MAINVYM vs HTGCVYM vs GBDCARCC vs MAINARCC vs HTGCARCC vs GBDCARCC vs ORCC

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.