HomeCompareVYM vs CNI

VYM vs CNI: Dividend Comparison 2026

VYM yields 2.41% · CNI yields 2.56%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CNI wins by $224.0K in total portfolio value· pulled ahead in Year 2
10 years
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →
CNI
CNI
● Live price
2.56%
Share price
$101.33
Annual div
$2.60
5Y div CAGR
54.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$251.8K
Annual income
$126,929.80
Full CNI calculator →

Portfolio growth — VYM vs CNI

📍 CNI pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVYMCNI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VYM + CNI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VYM pays
CNI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
CNI
Annual income on $10K today (after 15% tax)
$217.91/yr
After 10yr DRIP, annual income (after tax)
$107,890.33/yr
At 15% tax rate, CNI beats the other by $107,653.56/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VYM + CNI for your $10,000?

VYM: 50%CNI: 50%
100% CNI50/50100% VYM
Portfolio after 10yr
$139.8K
Annual income
$63,604.17/yr
Blended yield
45.49%
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Analyst Conviction Gap

Where Wall Street is most bullish on CNI right now

VYM
No analyst data
CNI
Analyst Ratings
16
Buy
32
Hold
3
Sell
Consensus: Hold
Price Target
$101.33
0.0% upside vs current
Range: $100.00 — $103.00
Altman Z
2.5
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VYM buys
1
CNI buys
2
PoliticianChamberTickerTypeAmountDate
Tony Wied🏢 House$CNI▼ Sell$50,001 - $100,0002025-02-24
Jared Moskowitz🏢 House$CNI▼ Sell$1,001 - $15,0002025-01-15
Jared Moskowitz🏢 House$CNI▼ Sell$1,001 - $15,0002025-01-15
Jared Moskowitz🏢 House$CNI▼ Sell$1,001 - $15,0002025-01-15
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
Peter Meijer🏢 House$CNI▲ Buy$15,001 - $50,0002021-02-17
Greg Gianforte🏢 House$CNI▼ Sell$100,001 - $250,0002020-05-12
Josh Gottheimer🏢 House$CNI▼ Sell$1,001 - $15,0002020-05-08
Greg Gianforte🏢 House$CNI▲ Buy$15,001 - $50,0002020-01-13
Donna Shalala🏢 House$CNI▼ Sell$1,001 - $15,0002019-06-24
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVYMCNI
Forward yield2.41%2.56%
Annual dividend / share$3.51$2.60
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%54.6%
Portfolio after 10y$27.8K$251.8K
Annual income after 10y$278.55$126,929.80
Total dividends collected$2.6K$218.3K
Payment frequencyquarterlyquarterly
SectorETFStock

Year-by-year: VYM vs CNI ($10,000, DRIP)

YearVYM PortfolioVYM Income/yrCNI PortfolioCNI Income/yrGap
1$11,151$241.44$11,096$396.34+$55.00VYM
2← crossover$12,413$246.79$12,509$635.44$96.00CNI
3$13,794$251.79$14,419$1,034.97$625.00CNI
4$15,306$256.47$17,152$1,723.80$1.8KCNI
5$16,960$260.84$21,316$2,962.74$4.4KCNI
6$18,768$264.92$28,128$5,319.82$9.4KCNI
7$20,745$268.71$40,239$10,142.77$19.5KCNI
8$22,905$272.24$64,021$20,965.26$41.1KCNI
9$25,265$275.51$116,698$48,194.81$91.4KCNI
10$27,842$278.55$251,796$126,929.80$224.0KCNI

VYM vs CNI: Complete Analysis 2026

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

CNIStock

Canadian National Railway Company, together with its subsidiaries, engages in the rail and related transportation business. The company's portfolio of goods includes petroleum and chemicals, grain and fertilizers, coal, metals and minerals, forest products, intermodal, and automotive products serving exporters, importers, retailers, farmers, and manufacturers. It operates a network of 19,500 route miles of track spanning Canada and the United States. The company also provides vessels and docks, transloading and distribution, automotive logistics, and freight forwarding and transportation management services. Canadian National Railway Company was incorporated in 1919 and is headquartered in Montreal, Canada.

Full CNI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.