Is VYM or PINE a better dividend investment in 2026?

VYM currently yields 2.41% with a 7.8% 5-year dividend growth rate. PINE yields 6.42% with 5% growth. The better choice depends on your goal: PINE offers higher current income.

What is the dividend yield difference between VYM and PINE?

VYM has a forward dividend yield of 2.41% ($3.51/share annually). PINE yields 6.42% ($1.16/share annually). The yield gap is 4.01 percentage points.

Home › Compare › VYM vs PINE

VYM vs PINE: Dividend Comparison 2026

VYM yields 2.41% · PINE yields 6.42%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VYM wins by $7.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

PINE

● Live price

6.42%

Share price

$18.00

Annual div

$1.16

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.8K

Annual income

$0.66

Full PINE calculator →

Portfolio growth — VYM vs PINE

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VYM	PINE
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, VYM + PINE cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

VYM pays

PINE pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

PINE

Annual income on $10K today (after 15% tax)

$545.42/yr

After 10yr DRIP, annual income (after tax)

$0.56/yr

At 15% tax rate, VYM beats the other by $236.21/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VYM + PINE for your $10,000?

VYM: 50%PINE: 50%

100% PINE50/50100% VYM

Portfolio after 10yr

$24.3K

Annual income

$139.60/yr

Blended yield

0.57%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on PINE right now

VYM

No analyst data

PINE

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$20.50

+13.9% upside vs current

Range: $20.00 — $21.00

Altman Z

0.5

Piotroski

4/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VYM buys

PINE buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVYMPINE

Forward yield	2.41%	6.42% ✓
Annual dividend / share	$3.51 ✓	$1.16
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0% ✓	-50%
Portfolio after 10y	$27.8K ✓	$20.8K
Annual income after 10y	$278.55 ✓	$0.66
Total dividends collected	$2.6K	$654.00 ✓
Payment frequency	quarterly	quarterly
Sector	ETF	REIT

Year-by-year: VYM vs PINE ($10,000, DRIP)

Year	VYM Portfolio	VYM Income/yr	PINE Portfolio	PINE Income/yr	Gap
1← crossover	$11,151	$241.44	$11,021	$320.83	+$130.00 → VYM
2	$12,413	$246.79	$11,958	$165.23	+$455.00 → VYM
3	$13,794	$251.79	$12,878	$83.77	+$916.00 → VYM
4	$15,306	$256.47	$13,822	$42.16	+$1.5K → VYM
5	$16,960	$260.84	$14,811	$21.14	+$2.1K → VYM
6	$18,768	$264.92	$15,858	$10.59	+$2.9K → VYM
7	$20,745	$268.71	$16,973	$5.30	+$3.8K → VYM
8	$22,905	$272.24	$18,164	$2.65	+$4.7K → VYM
9	$25,265	$275.51	$19,437	$1.32	+$5.8K → VYM
10	$27,842	$278.55	$20,798	$0.66	+$7.0K → VYM

VYM vs PINE: Complete Analysis 2026

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

PINE — REIT

Alpine Income Property Trust, Inc. (NYSE: PINE) is a publicly traded real estate investment trust that acquires, owns and operates a portfolio of high-quality single-tenant net leased commercial income properties.

Full PINE Calculator →

📬

Get this VYM vs PINE comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

VYM vs SCHD VYM vs VIG VYM vs DGRO VYM vs HDV VYM vs DVY VYM vs JEPI VYM vs O VYM vs KO

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.