HomeCompareWCCB vs GBDC

WCCB vs GBDC: Dividend Comparison 2026

WCCB yields 1.81% · GBDC yields 11.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 WCCB wins by $21.26M in total portfolio value· pulled ahead in Year 10
10 years
WCCB
WCCB
● Live price
1.81%
Share price
$47.49
Annual div
$0.86
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.11M
Annual income
$38,068,601.55
Full WCCB calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — WCCB vs GBDC

📍 WCCB pulled ahead of the other in Year 10

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodWCCBGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, WCCB + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
WCCB pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WCCB
Annual income on $10K today (after 15% tax)
$153.93/yr
After 10yr DRIP, annual income (after tax)
$32,358,311.32/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, WCCB beats the other by $18,375,187.56/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of WCCB + GBDC for your $10,000?

WCCB: 50%GBDC: 50%
100% GBDC50/50100% WCCB
Portfolio after 10yr
$31.48M
Annual income
$27,259,667.70/yr
Blended yield
86.60%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

WCCB
Analyst Ratings
1
Buy
Consensus: Buy
Price Target
$52.00
+9.5% upside vs current
Range: $52.00 — $52.00
Altman Z
-0.5
Piotroski
6/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WCCB buys
0
GBDC buys
0
No recent congressional trades found for WCCB or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricWCCBGBDC
Forward yield1.81%11.86%
Annual dividend / share$0.86$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%51.1%
Portfolio after 10y$42.11M$20.85M
Annual income after 10y$38,068,601.55$16,450,733.83
Total dividends collected$41.77M$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusBuyBuy
Analyst price target$52.00$14.00

Year-by-year: WCCB vs GBDC ($10,000, DRIP)

YearWCCB PortfolioWCCB Income/yrGBDC PortfolioGBDC Income/yrGap
1$11,062$362.18$12,492$1,791.70$1.4KGBDC
2$12,585$748.88$16,527$3,160.58$3.9KGBDC
3$15,059$1,592.53$23,588$5,904.90$8.5KGBDC
4$19,675$3,561.71$37,141$11,901.65$17.5KGBDC
5$29,750$8,698.02$66,205$26,463.38$36.5KGBDC
6$56,416$24,583.54$137,452$66,612.65$81.0KGBDC
7$147,503$87,137.74$342,372$195,298.53$194.9KGBDC
8$583,672$425,843.91$1,053,292$686,954.33$469.6KGBDC
9$3,774,198$3,149,668.95$4,111,439$2,984,416.95$337.2KGBDC
10← crossover$42,106,993$38,068,601.55$20,849,974$16,450,733.83+$21.26MWCCB

WCCB vs GBDC: Complete Analysis 2026

WCCBStock

West Coast Community Bancorp is the holding company for West Coast Community Bank, formerly known as Santa Cruz County Bank. The bank provides a range of commercial and personal banking services, including business loans, lines of credit, commercial real estate financing, construction lending, agricultural loans, SBA and USDA government-guaranteed loans, asset-based lending, credit cards, merchant services, remote deposit capture, mobile and online banking, bill payment, and treasury management.

Full WCCB Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.