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WCRS vs GBDC: Dividend Comparison 2026

WCRS yields 0.58% · GBDC yields 11.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.75M in total portfolio value
10 years
WCRS
WCRS
● Live price
0.58%
Share price
$17.10
Annual div
$0.10
5Y div CAGR
33.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.9K
Annual income
$1,274.42
Full WCRS calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — WCRS vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodWCRSGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, WCRS + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
WCRS pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WCRS
Annual income on $10K today (after 15% tax)
$49.71/yr
After 10yr DRIP, annual income (after tax)
$1,083.26/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, GBDC beats the other by $13,929,790.64/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of WCRS + GBDC for your $10,000?

WCRS: 50%GBDC: 50%
100% GBDC50/50100% WCRS
Portfolio after 10yr
$10.40M
Annual income
$8,195,268.91/yr
Blended yield
78.80%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

WCRS
No analyst data
Altman Z
5.3
Piotroski
7/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WCRS buys
0
GBDC buys
0
No recent congressional trades found for WCRS or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricWCRSGBDC
Forward yield0.58%11.85%
Annual dividend / share$0.10$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR33.6%51.1%
Portfolio after 10y$24.9K$20.78M
Annual income after 10y$1,274.42$16,389,263.41
Total dividends collected$4.5K$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: WCRS vs GBDC ($10,000, DRIP)

YearWCRS PortfolioWCRS Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$10,778$78.13$12,490$1,790.28$1.7KGBDC
2$11,638$105.14$16,522$3,157.73$4.9KGBDC
3$12,594$141.75$23,578$5,898.68$11.0KGBDC
4$13,667$191.53$37,115$11,886.75$23.4KGBDC
5$14,883$259.53$66,136$26,423.57$51.3KGBDC
6$16,278$352.88$137,257$66,491.44$121.0KGBDC
7$17,900$481.90$341,734$194,868.54$323.8KGBDC
8$19,814$661.63$1,050,788$685,133.02$1.03MGBDC
9$22,116$914.47$4,099,314$2,974,971.01$4.08MGBDC
10$24,938$1,274.42$20,775,530$16,389,263.41$20.75MGBDC

WCRS vs GBDC: Complete Analysis 2026

WCRSStock

Western Capital Resources, Inc., through its subsidiaries, engages in the retail business in the United States. The company operates through Cellular Retail, Direct to Consumer, Manufacturing, and Consumer Finance segments. The Cellular Retail segment operates as an authorized retailer for Cricket Wireless selling cellular phones and accessories, ancillary services, and serving as a payment center for customers. This segment's Cricket retail stores offer various products and services, including cricket wireless service plans; cricket wireless plan upgrades, such Cricket International, individual country add-ons, Cricket Protect, and mobile hotspots; Cricket handsets and accessories; and a range of cellular accessories. The Direct to Consumer Segment is involved in the online and direct marketing distribution retail of live plants, seeds, holiday gifts, and garden accessories under the Park Seed, Jackson & Perkins, and Wayside Gardens brand names, as well as wholesale under the Park Wholesale brand. It also provides home improvement and restoration products under the Van Dyke's Restorers brand through online and mail catalogs. The Manufacturing segment offers mowers, safety shelters, agricultural accessories, timber management equipment, and string trimmers under the Swisher brand name. This segment also provides turn-key manufacturing services, such as powder coating, fabrication, assembly and distribution, welding, engineering and design, and contract manufacturing to third parties. The Consumer Finance segment offers sub-prime short-term uncollateralized non-recourse cash advance and installment loans, check cashing, and other money services; and owns and operates retail pawn stores. As of December 31, 2021, it owned and operated 229 cellular retail stores; 19 payday stores in Iowa, Kansas, North Dakota, and Wyoming; and 3 pawn stores in Nebraska and Iowa. The company was incorporated in 2001 and is headquartered in Omaha, Nebraska.

Full WCRS Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.