Is WHSPF or GBDC a better dividend investment in 2026?

WHSPF currently yields 615.95% with a 5% 5-year dividend growth rate. GBDC yields 11.86% with 5% growth. The better choice depends on your goal: WHSPF offers higher current income.

What is the dividend yield difference between WHSPF and GBDC?

WHSPF has a forward dividend yield of 615.95% ($2.00/share annually). GBDC yields 11.86% ($1.50/share annually). The yield gap is 604.09 percentage points.

Home › Compare › WHSPF vs GBDC

WHSPF vs GBDC: Dividend Comparison 2026

WHSPF yields 615.95% · GBDC yields 11.86%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 WHSPF wins by $319449.51M in total portfolio value

INVESTMENT

TIME HORIZON10 years

WHSPF

● Live price

615.95%

Share price

$0.32

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$319470.36M

Annual income

$242,139,108,751.03

Full WHSPF calculator →

GBDC

● Live price

11.86%

Share price

$12.65

Annual div

$1.50

5Y div CAGR

51.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.85M

Annual income

$16,450,733.83

Full GBDC calculator →

Portfolio growth — WHSPF vs GBDC

📍 WHSPF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	WHSPF	GBDC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, WHSPF + GBDC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

WHSPF pays

GBDC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WHSPF

Annual income on $10K today (after 15% tax)

$52,356.02/yr

After 10yr DRIP, annual income (after tax)

$205,818,242,438.38/yr

GBDC

Annual income on $10K today (after 15% tax)

$1,007.91/yr

After 10yr DRIP, annual income (after tax)

$13,983,123.76/yr

At 15% tax rate, WHSPF beats the other by $205,804,259,314.62/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of WHSPF + GBDC for your $10,000?

WHSPF: 50%GBDC: 50%

100% GBDC50/50100% WHSPF

Portfolio after 10yr

$159745.60M

Annual income

$121,077,779,742.43/yr

Blended yield

75.79%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

WHSPF

No analyst data

Altman Z

-3.0

Piotroski

2/9

GBDC

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$14.00

+10.7% upside vs current

Range: $13.00 — $15.00

Altman Z

0.6

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WHSPF buys

GBDC buys

No recent congressional trades found for WHSPF or GBDC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricWHSPFGBDC

Forward yield	615.95% ✓	11.86%
Annual dividend / share	$2.00 ✓	$1.50
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	51.1% ✓
Portfolio after 10y	$319470.36M ✓	$20.85M
Annual income after 10y	$242,139,108,751.03 ✓	$16,450,733.83
Total dividends collected	$313050.66M ✓	$20.43M
Payment frequency	quarterly	quarterly
Sector	Stock	BDC

Year-by-year: WHSPF vs GBDC ($10,000, DRIP)

Year	WHSPF Portfolio	WHSPF Income/yr	GBDC Portfolio	GBDC Income/yr	Gap
1← crossover	$72,295	$61,595.32	$12,492	$1,791.70	+$59.8K → WHSPF
2	$493,529	$416,173.20	$16,527	$3,160.58	+$477.0K → WHSPF
3	$3,183,250	$2,655,174.04	$23,588	$5,904.90	+$3.16M → WHSPF
4	$19,411,501	$16,005,423.10	$37,141	$11,901.65	+$19.37M → WHSPF
5	$111,986,451	$91,216,144.71	$66,205	$26,463.38	+$111.92M → WHSPF
6	$611,632,041	$491,806,539.04	$137,452	$66,612.65	+$611.49M → WHSPF
7	$3,164,802,025	$2,510,355,740.85	$342,372	$195,298.53	+$3164.46M → WHSPF
8	$15,526,034,158	$12,139,695,991.24	$1,053,292	$686,954.33	+$15524.98M → WHSPF
9	$72,272,192,784	$55,659,336,234.89	$4,111,439	$2,984,416.95	+$72268.08M → WHSPF
10	$319,470,355,030	$242,139,108,751.03	$20,849,974	$16,450,733.83	+$319449.51M → WHSPF

WHSPF vs GBDC: Complete Analysis 2026

WHSPF — Stock

Whispir Limited, a communications intelligence company, offers communications-as-a service platform in Australia, New Zealand, Asia, and North America. Its platform provides always-on collaboration for businesses, and omnichannel interactions between organizations, systems, and people through email, SMS, voice, WhatsApp, social, and other channels. The company serves government, emergency services, healthcare, insurance, education, HR and recruitment, transport and logistics, mining and construction, hospitality and retail, and energy and utility industries. Whispir Limited was incorporated in 2001 and is based in Melbourne, Australia.

Full WHSPF Calculator →

GBDC — BDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.