Is WRFRF or QYLD a better dividend investment in 2026?

WRFRF currently yields 5.31% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between WRFRF and QYLD?

WRFRF has a forward dividend yield of 5.31% ($0.16/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 6.61 percentage points.

Home › Compare › WRFRF vs QYLD

WRFRF vs QYLD: Dividend Comparison 2026

WRFRF yields 5.31% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $3.4K in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

WRFRF

● Live price

5.31%

Share price

$3.05

Annual div

$0.16

5Y div CAGR

-26.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.0K

Annual income

$28.09

Full WRFRF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — WRFRF vs QYLD

📍 QYLD pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	WRFRF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, WRFRF + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

WRFRF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WRFRF

Annual income on $10K today (after 15% tax)

$451.48/yr

After 10yr DRIP, annual income (after tax)

$23.88/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,786.54/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of WRFRF + QYLD for your $10,000?

WRFRF: 50%QYLD: 50%

100% QYLD50/50100% WRFRF

Portfolio after 10yr

$23.7K

Annual income

$2,843.71/yr

Blended yield

11.99%

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Analyst Conviction Gap

Where Wall Street is split right now

WRFRF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

1.2

Piotroski

6/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WRFRF buys

QYLD buys

No recent congressional trades found for WRFRF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricWRFRFQYLD

Forward yield	5.31%	11.92% ✓
Annual dividend / share	$0.16	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-26.3%	0% ✓
Portfolio after 10y	$22.0K	$25.4K ✓
Annual income after 10y	$28.09	$5,659.31 ✓
Total dividends collected	$1.5K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: WRFRF vs QYLD ($10,000, DRIP)

Year	WRFRF Portfolio	WRFRF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$11,091	$391.46	$10,352	$1,192.36	+$739.00 → WRFRF
2	$12,167	$299.06	$10,830	$1,347.57	+$1.3K → WRFRF
3	$13,245	$225.96	$11,460	$1,539.07	+$1.8K → WRFRF
4	$14,341	$169.42	$12,275	$1,777.84	+$2.1K → WRFRF
5	$15,471	$126.36	$13,323	$2,078.95	+$2.1K → WRFRF
6	$16,648	$93.89	$14,667	$2,463.34	+$2.0K → WRFRF
7	$17,883	$69.59	$16,396	$2,960.57	+$1.5K → WRFRF
8	$19,186	$51.49	$18,631	$3,612.97	+$555.00 → WRFRF
9← crossover	$20,568	$38.05	$21,548	$4,482.15	$980.00 → QYLD
10	$22,035	$28.09	$25,398	$5,659.31	$3.4K → QYLD

WRFRF vs QYLD: Complete Analysis 2026

WRFRF — Stock

Wharf Real Estate Investment Company Limited, an investment holding company, invests in, develops, owns, and operates properties and hotels in Hong Kong, Mainland China, and Singapore. The company operates through four segments: Investment Properties, Development Properties, Hotel, and Investment segments. It primarily operates Harbour City, a commercial space comprising offices, retail shops, serviced apartments, hotels and clubs, and car parking spaces; and Times Square, a retail space that consists of office and car parking spaces. The company also operates Wheelock House and Crawford House commercial properties; The Murray, a luxury hotel that consists of 336 rooms; Plaza Hollywood, a shopping mall with retail outlets, restaurants, and a stadium housing six-screen cinema multiplex; The Star Ferry, which provides two inner harbour ferry services, including Tsim Sha Tsui and Wan Chai; and Wheelock Place and Scotts Square mall. In addition, it offers leasing, finance, and management services; and engages in property investment. The company was founded in 1886 and is headquartered in Kowloon, Hong Kong.

Full WRFRF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.