Is WSSH or BTI a better dividend investment in 2026?

WSSH currently yields 2.35% with a 5% 5-year dividend growth rate. BTI yields 5.38% with 5% growth. The better choice depends on your goal: BTI offers higher current income.

What is the dividend yield difference between WSSH and BTI?

WSSH has a forward dividend yield of 2.35% ($0.92/share annually). BTI yields 5.38% ($3.15/share annually). The yield gap is 3.03 percentage points.

Home › Compare › WSSH vs BTI

WSSH vs BTI: Dividend Comparison 2026

WSSH yields 2.35% · BTI yields 5.38%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BTI wins by $13.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

WSSH

● Live price

2.35%

Share price

$39.18

Annual div

$0.92

5Y div CAGR

4.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.1K

Annual income

$439.28

Full WSSH calculator →

BTI

● Live price

5.38%

Share price

$58.47

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.7K

Annual income

$2,786.64

Full BTI calculator →

Portfolio growth — WSSH vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	WSSH	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, WSSH + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

WSSH pays

BTI pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WSSH

Annual income on $10K today (after 15% tax)

$199.59/yr

After 10yr DRIP, annual income (after tax)

$373.39/yr

BTI

Annual income on $10K today (after 15% tax)

$457.40/yr

After 10yr DRIP, annual income (after tax)

$2,368.64/yr

At 15% tax rate, BTI beats the other by $1,995.26/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of WSSH + BTI for your $10,000?

WSSH: 50%BTI: 50%

100% BTI50/50100% WSSH

Portfolio after 10yr

$30.9K

Annual income

$1,612.96/yr

Blended yield

5.22%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

WSSH

No analyst data

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.6% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WSSH buys

BTI buys

No recent congressional trades found for WSSH or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricWSSHBTI

Forward yield	2.35%	5.38% ✓
Annual dividend / share	$0.92	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	4.5%	11.3% ✓
Portfolio after 10y	$24.1K	$37.7K ✓
Annual income after 10y	$439.28	$2,786.64 ✓
Total dividends collected	$3.4K	$14.3K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: WSSH vs BTI ($10,000, DRIP)

Year	WSSH Portfolio	WSSH Income/yr	BTI Portfolio	BTI Income/yr	Gap
1← crossover	$10,945	$245.38	$11,299	$598.92	$354.00 → BTI
2	$11,974	$262.30	$12,794	$703.91	$820.00 → BTI
3	$13,092	$280.25	$14,518	$829.07	$1.4K → BTI
4	$14,308	$299.26	$16,513	$978.64	$2.2K → BTI
5	$15,629	$319.41	$18,827	$1,157.84	$3.2K → BTI
6	$17,064	$340.75	$21,518	$1,373.12	$4.5K → BTI
7	$18,622	$363.34	$24,657	$1,632.46	$6.0K → BTI
8	$20,312	$387.24	$28,329	$1,945.74	$8.0K → BTI
9	$22,147	$412.53	$32,637	$2,325.33	$10.5K → BTI
10	$24,136	$439.28	$37,708	$2,786.64	$13.6K → BTI

WSSH vs BTI: Complete Analysis 2026

WSSH — Stock

West Shore Bank Corp. operates as the bank holding company for West Shore Bank that provides various banking products and services for individuals and businesses. The company accepts checking, saving, money market, certificates of deposit, and individual retirement accounts. Its loan products include auto, recreational, personal term, commercial real estate, small business administration, municipal, business term, and home mortgage and equity loans; business lines of credit; and letters of credit. The company also offers ATM/debit, credit, and gift and travel cards; wealth planning process, investment management, trusts and estates, retirement planning, west shore investment services; savings bonds; and direct deposit, overdraft, safe deposit boxes, wire transfer, remote deposit capture, merchant card, ACH and wire, sweep accounts, positive pay, bill pay, and online and mobile banking services. The company was founded in 1898 and is based in Ludington, Michigan.

Full WSSH Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.