HomeCompareWTBFA vs GBDC

WTBFA vs GBDC: Dividend Comparison 2026

WTBFA yields 0.97% · GBDC yields 11.86%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.82M in total portfolio value
10 years
WTBFA
WTBFA
● Live price
0.97%
Share price
$575.00
Annual div
$5.55
5Y div CAGR
25%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.2K
Annual income
$1,100.13
Full WTBFA calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — WTBFA vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodWTBFAGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, WTBFA + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
WTBFA pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WTBFA
Annual income on $10K today (after 15% tax)
$82.04/yr
After 10yr DRIP, annual income (after tax)
$935.11/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, GBDC beats the other by $13,982,188.65/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of WTBFA + GBDC for your $10,000?

WTBFA: 50%GBDC: 50%
100% GBDC50/50100% WTBFA
Portfolio after 10yr
$10.44M
Annual income
$8,225,916.98/yr
Blended yield
78.81%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

WTBFA
No analyst data
Altman Z
0.3
Piotroski
5/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WTBFA buys
0
GBDC buys
0
No recent congressional trades found for WTBFA or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricWTBFAGBDC
Forward yield0.97%11.86%
Annual dividend / share$5.55$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR25%51.1%
Portfolio after 10y$25.2K$20.85M
Annual income after 10y$1,100.13$16,450,733.83
Total dividends collected$4.5K$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: WTBFA vs GBDC ($10,000, DRIP)

YearWTBFA PortfolioWTBFA Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$10,821$120.65$12,492$1,791.70$1.7KGBDC
2$11,731$152.52$16,527$3,160.58$4.8KGBDC
3$12,745$193.16$23,588$5,904.90$10.8KGBDC
4$13,882$245.16$37,141$11,901.65$23.3KGBDC
5$15,166$311.96$66,205$26,463.38$51.0KGBDC
6$16,626$398.14$137,452$66,612.65$120.8KGBDC
7$18,299$509.88$342,372$195,298.53$324.1KGBDC
8$20,236$655.62$1,053,292$686,954.33$1.03MGBDC
9$22,499$846.97$4,111,439$2,984,416.95$4.09MGBDC
10$25,175$1,100.13$20,849,974$16,450,733.83$20.82MGBDC

WTBFA vs GBDC: Complete Analysis 2026

WTBFAStock

W.T.B. Financial Corporation operates as the bank holding company for Washington Trust Bank that provides banking, fiduciary, asset management, mortgage banking, and other financial services to corporate and individual customers. The company's deposit products include checking, savings and money market, health savings, individual retirement, and analyzed accounts, as well as certificates of deposit. It also offers credit and debit cards; home, auto, boat, motorcycle, motor home, home equity, equipment, debt refinancing, term, and agriculture loans; and SBA and commercial real estate financing products, as well as revolving, personal, and home equity lines of credit. In addition, the company provides investment products and services, such as retirement planning, mutual funds, stocks/bonds, life/long-term care insurance, annuities, brokerage, planning, and education funding. Further, it offers wealth management services consisting of investment management, charitable and nonprofit administration, estate settlement, family office, trust administration, retirement planning, employee benefits administration, and custody services, as well as portfolio management services. Additionally, the company provides digital wallets; remote deposit, merchant, treasury management, private banking, and online and mobile banking services; and documentary and standby letters of credit, documentary collection, foreign exchange products, foreign accounts receivable insurance, and SBA export loan guaranty programs. It operates through 42 branches and offices in Washington, Idaho, and Oregon. The company was founded in 1902 and is headquartered in Spokane, Washington.

Full WTBFA Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.