HomeCompareWTBFA vs MCD

WTBFA vs MCD: Dividend Comparison 2026

WTBFA yields 0.97% · MCD yields 2.34%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MCD wins by $52.6K in total portfolio value· pulled ahead in Year 2
10 years
WTBFA
WTBFA
● Live price
0.97%
Share price
$575.00
Annual div
$5.55
5Y div CAGR
25%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.2K
Annual income
$1,100.13
Full WTBFA calculator →
MCD
McDonald's Corporation
● Live price
2.34%
Share price
$310.79
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$25,833.37
Full MCD calculator →

Portfolio growth — WTBFA vs MCD

📍 MCD pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodWTBFAMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, WTBFA + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
WTBFA pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WTBFA
Annual income on $10K today (after 15% tax)
$82.04/yr
After 10yr DRIP, annual income (after tax)
$935.11/yr
MCD
Annual income on $10K today (after 15% tax)
$198.56/yr
After 10yr DRIP, annual income (after tax)
$21,958.36/yr
At 15% tax rate, MCD beats the other by $21,023.25/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of WTBFA + MCD for your $10,000?

WTBFA: 50%MCD: 50%
100% MCD50/50100% WTBFA
Portfolio after 10yr
$51.5K
Annual income
$13,466.75/yr
Blended yield
26.17%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

WTBFA
No analyst data
Altman Z
0.3
Piotroski
5/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+13.2% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WTBFA buys
0
MCD buys
0
No recent congressional trades found for WTBFA or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricWTBFAMCD
Forward yield0.97%2.34%
Annual dividend / share$5.55$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR25%42.3%
Portfolio after 10y$25.2K$77.7K
Annual income after 10y$1,100.13$25,833.37
Total dividends collected$4.5K$57.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: WTBFA vs MCD ($10,000, DRIP)

YearWTBFA PortfolioWTBFA Income/yrMCD PortfolioMCD Income/yrGap
1$10,821$120.65$10,812$332.41+$9.00WTBFA
2← crossover$11,731$152.52$11,819$488.02$88.00MCD
3$12,745$193.16$13,111$724.37$366.00MCD
4$13,882$245.16$14,832$1,091.05$950.00MCD
5$15,166$311.96$17,219$1,675.85$2.1KMCD
6$16,626$398.14$20,688$2,641.85$4.1KMCD
7$18,299$509.88$25,990$4,309.70$7.7KMCD
8$20,236$655.62$34,590$7,351.77$14.4KMCD
9$22,499$846.97$49,535$13,285.25$27.0KMCD
10$25,175$1,100.13$77,746$25,833.37$52.6KMCD

WTBFA vs MCD: Complete Analysis 2026

WTBFAStock

W.T.B. Financial Corporation operates as the bank holding company for Washington Trust Bank that provides banking, fiduciary, asset management, mortgage banking, and other financial services to corporate and individual customers. The company's deposit products include checking, savings and money market, health savings, individual retirement, and analyzed accounts, as well as certificates of deposit. It also offers credit and debit cards; home, auto, boat, motorcycle, motor home, home equity, equipment, debt refinancing, term, and agriculture loans; and SBA and commercial real estate financing products, as well as revolving, personal, and home equity lines of credit. In addition, the company provides investment products and services, such as retirement planning, mutual funds, stocks/bonds, life/long-term care insurance, annuities, brokerage, planning, and education funding. Further, it offers wealth management services consisting of investment management, charitable and nonprofit administration, estate settlement, family office, trust administration, retirement planning, employee benefits administration, and custody services, as well as portfolio management services. Additionally, the company provides digital wallets; remote deposit, merchant, treasury management, private banking, and online and mobile banking services; and documentary and standby letters of credit, documentary collection, foreign exchange products, foreign accounts receivable insurance, and SBA export loan guaranty programs. It operates through 42 branches and offices in Washington, Idaho, and Oregon. The company was founded in 1902 and is headquartered in Spokane, Washington.

Full WTBFA Calculator →

MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.