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WTBFB vs BTI: Dividend Comparison 2026

WTBFB yields 1.46% · BTI yields 5.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $9.3K in total portfolio value
10 years
WTBFB
WTBFB
● Live price
1.46%
Share price
$379.00
Annual div
$5.55
5Y div CAGR
25%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.5K
Annual income
$1,849.11
Full WTBFB calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — WTBFB vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodWTBFBBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, WTBFB + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
WTBFB pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WTBFB
Annual income on $10K today (after 15% tax)
$124.47/yr
After 10yr DRIP, annual income (after tax)
$1,571.74/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, BTI beats the other by $810.20/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of WTBFB + BTI for your $10,000?

WTBFB: 50%BTI: 50%
100% BTI50/50100% WTBFB
Portfolio after 10yr
$33.2K
Annual income
$2,325.69/yr
Blended yield
7.01%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

WTBFB
No analyst data
Altman Z
-0.0
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WTBFB buys
0
BTI buys
0
No recent congressional trades found for WTBFB or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricWTBFBBTI
Forward yield1.46%5.40%
Annual dividend / share$5.55$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR25%11.3%
Portfolio after 10y$28.5K$37.8K
Annual income after 10y$1,849.11$2,802.29
Total dividends collected$7.3K$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: WTBFB vs BTI ($10,000, DRIP)

YearWTBFB PortfolioWTBFB Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$10,883$183.05$11,301$601.08$418.00BTI
2$11,878$232.72$12,799$706.58$921.00BTI
3$13,006$296.72$14,527$832.38$1.5KBTI
4$14,296$379.56$16,527$982.75$2.2KBTI
5$15,784$487.39$18,846$1,162.95$3.1KBTI
6$17,517$628.65$21,545$1,379.49$4.0KBTI
7$19,559$815.06$24,694$1,640.41$5.1KBTI
8$21,991$1,063.12$28,378$1,955.69$6.4KBTI
9$24,927$1,396.41$32,702$2,337.79$7.8KBTI
10$28,521$1,849.11$37,794$2,802.29$9.3KBTI

WTBFB vs BTI: Complete Analysis 2026

WTBFBStock

W.T.B. Financial Corporation operates as the bank holding company for Washington Trust Bank that provides banking, fiduciary, asset management, mortgage banking, and other financial services to corporate and individual customers. The company's deposit products include checking, savings and money market, health savings, individual retirement, and analyzed accounts, as well as certificates of deposit. It also offers credit and debit cards; home, auto, boat, motorcycle, motor home, home equity, equipment, debt refinancing, term, and agriculture loans; and SBA and commercial real estate financing products, as well as revolving, personal, and home equity lines of credit. In addition, the company provides investment products and services, such as retirement planning, mutual funds, stocks/bonds, life/long-term care insurance, annuities, brokerage, planning, and education funding. Further, it offers wealth management services consisting of investment management, charitable and nonprofit administration, estate settlement, family office, trust administration, retirement planning, employee benefits administration, and custody services, as well as portfolio management services. Additionally, the company provides digital wallets; remote deposit, merchant, treasury management, private banking, and online and mobile banking services; and documentary and standby letters of credit, documentary collection, foreign exchange products, foreign accounts receivable insurance, and SBA export loan guaranty programs. It operates through 42 branches and offices in Washington, Idaho, and Oregon. The company was founded in 1902 and is headquartered in Spokane, Washington.

Full WTBFB Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.