HomeCompareWTFCP vs GBDC

WTFCP vs GBDC: Dividend Comparison 2026

WTFCP yields 6.88% · GBDC yields 11.85%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 WTFCP wins by $47.26M in total portfolio value· pulled ahead in Year 7
10 years
WTFCP
WTFCP
● Live price
6.88%
Share price
$25.00
Annual div
$1.72
5Y div CAGR
69.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$68.04M
Annual income
$59,317,756.99
Full WTFCP calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — WTFCP vs GBDC

📍 WTFCP pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodWTFCPGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, WTFCP + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
WTFCP pays
GBDC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WTFCP
Annual income on $10K today (after 15% tax)
$584.38/yr
After 10yr DRIP, annual income (after tax)
$50,420,093.44/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, WTFCP beats the other by $36,489,219.54/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of WTFCP + GBDC for your $10,000?

WTFCP: 50%GBDC: 50%
100% GBDC50/50100% WTFCP
Portfolio after 10yr
$44.41M
Annual income
$37,853,510.19/yr
Blended yield
85.24%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on WTFCP right now

WTFCP
Analyst Ratings
1
Strong
11
Buy
10
Hold
Consensus: Buy
Altman Z
0.3
Piotroski
5/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WTFCP buys
0
GBDC buys
2
PoliticianChamberTickerTypeAmountDate
David P. Joyce🏢 House$GBDC▼ Sell$1,001 - $15,0002023-06-30
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002023-06-19
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-14
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-12
Teresa Leger Fernandez🏢 House$GBDC▼ Sell$15,001 - $50,0002021-01-20
David P. Joyce🏢 House$GBDC▲ Buy$1,001 - $15,0002020-02-25
David P. Joyce🏢 House$GBDC▲ Buy$15,001 - $50,0002019-05-30
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricWTFCPGBDC
Forward yield6.88%11.85%
Annual dividend / share$1.72$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR69.4%51.1%
Portfolio after 10y$68.04M$20.78M
Annual income after 10y$59,317,756.99$16,389,263.41
Total dividends collected$67.31M$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusBuyBuy

Year-by-year: WTFCP vs GBDC ($10,000, DRIP)

YearWTFCP PortfolioWTFCP Income/yrGBDC PortfolioGBDC Income/yrGap
1$11,865$1,164.63$12,490$1,790.28$625.00GBDC
2$14,883$2,187.62$16,522$3,157.73$1.6KGBDC
3$20,269$4,344.42$23,578$5,898.68$3.3KGBDC
4$31,055$9,367.20$37,115$11,886.75$6.1KGBDC
5$55,950$22,721.61$66,136$26,423.57$10.2KGBDC
6$124,677$64,809.79$137,257$66,491.44$12.6KGBDC
7← crossover$362,044$228,639.92$341,734$194,868.54+$20.3KWTFCP
8$1,438,520$1,051,132.60$1,050,788$685,133.02+$387.7KWTFCP
9$8,151,348$6,612,131.76$4,099,314$2,974,971.01+$4.05MWTFCP
10$68,039,699$59,317,756.99$20,775,530$16,389,263.41+$47.26MWTFCP

WTFCP vs GBDC: Complete Analysis 2026

WTFCPStock

Wintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine (ATM), online and mobile banking, and other services. It also engages in the retail origination and purchase of residential mortgages for sale into the secondary market; and provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations, as well as asset-based lending for middle-market companies. In addition, this segment offers loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. It provides personal and commercial banking services primarily to individuals, small to mid-sized businesses, local governmental units, and institutional clients. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services; and other specialty finance services, as well as data processing of payrolls, billing, and cash management services to temporary staffing industry. The Wealth Management segment provides trust and investment, asset management, tax-deferred exchange, securities brokerage, and retirement plan services. The company operates 173 banking facilities and 228 ATMs in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and Florida. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.

Full WTFCP Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.