Is WTREP or BTI a better dividend investment in 2026?

WTREP currently yields 16.27% with a 5% 5-year dividend growth rate. BTI yields 5.38% with 5% growth. The better choice depends on your goal: WTREP offers higher current income.

What is the dividend yield difference between WTREP and BTI?

WTREP has a forward dividend yield of 16.27% ($4.08/share annually). BTI yields 5.38% ($3.15/share annually). The yield gap is 10.89 percentage points.

Home › Compare › WTREP vs BTI

WTREP vs BTI: Dividend Comparison 2026

WTREP yields 16.27% · BTI yields 5.38%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 WTREP wins by $12944208.10M in total portfolio value

INVESTMENT

TIME HORIZON10 years

WTREP

● Live price

16.27%

Share price

$25.09

Annual div

$4.08

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$12944208.14M

Annual income

$12,793,113,812,527.56

Full WTREP calculator →

BTI

● Live price

5.38%

Share price

$58.47

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.7K

Annual income

$2,786.64

Full BTI calculator →

Portfolio growth — WTREP vs BTI

📍 WTREP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	WTREP	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, WTREP + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

WTREP pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WTREP

Annual income on $10K today (after 15% tax)

$1,382.56/yr

After 10yr DRIP, annual income (after tax)

$10,874,146,740,648.43/yr

BTI

Annual income on $10K today (after 15% tax)

$457.40/yr

After 10yr DRIP, annual income (after tax)

$2,368.64/yr

At 15% tax rate, WTREP beats the other by $10,874,146,738,279.78/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of WTREP + BTI for your $10,000?

WTREP: 50%BTI: 50%

100% BTI50/50100% WTREP

Portfolio after 10yr

$6472104.09M

Annual income

$6,396,556,907,657.10/yr

Blended yield

98.83%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

WTREP

No analyst data

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.6% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WTREP buys

BTI buys

No recent congressional trades found for WTREP or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricWTREPBTI

Forward yield	16.27% ✓	5.38%
Annual dividend / share	$4.08 ✓	$3.15
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	11.3%
Portfolio after 10y	$12944208.14M ✓	$37.7K
Annual income after 10y	$12,793,113,812,527.56 ✓	$2,786.64
Total dividends collected	$12934115.96M ✓	$14.3K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: WTREP vs BTI ($10,000, DRIP)

Year	WTREP Portfolio	WTREP Income/yr	BTI Portfolio	BTI Income/yr	Gap
1← crossover	$13,953	$3,253.09	$11,299	$598.92	+$2.7K → WTREP
2	$23,414	$8,484.23	$12,794	$703.91	+$10.6K → WTREP
3	$51,664	$26,611.21	$14,518	$829.07	+$37.1K → WTREP
4	$165,036	$109,755.06	$16,513	$978.64	+$148.5K → WTREP
5	$831,917	$655,328.31	$18,827	$1,157.84	+$813.1K → WTREP
6	$7,064,722	$6,174,571.35	$21,518	$1,373.12	+$7.04M → WTREP
7	$105,568,786	$98,009,533.32	$24,657	$1,632.46	+$105.54M → WTREP
8	$2,850,463,987	$2,737,505,385.99	$28,329	$1,945.74	+$2850.44M → WTREP
9	$141,209,648,710	$138,159,652,244.08	$32,637	$2,325.33	+$141209.62M → WTREP
10	$12,944,208,136,647	$12,793,113,812,527.56	$37,708	$2,786.64	+$12944208.10M → WTREP

WTREP vs BTI: Complete Analysis 2026

WTREP — Stock

Watford Holdings Ltd., together with its subsidiaries, operates as a property, casualty, and mortgage insurance and reinsurance company worldwide. The company offers casualty reinsurance products, such as executive assurance, medical malpractice liability, other professional liability, workers' compensation, umbrella liability; other specialty reinsurance, including personal and commercial automobile, mortgage, surety, accident and health, workers' compensation catastrophe, agriculture and marine, and aviation; and property catastrophe reinsurance, as well as other insurance programs comprising general liability, umbrella liability, professional liability, personal and commercial automobile, and inland marine and property business with minimal catastrophe exposure. The company was founded in 2013 and is headquartered in Pembroke, Bermuda.

Full WTREP Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.