HomeCompareXBI vs QYLD

XBI vs QYLD: Dividend Comparison 2026

XBI yields 0.34% · QYLD yields 11.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 QYLD wins by $5.2K in total portfolio value· pulled ahead in Year 7
10 years
XBI
XBI
● Live price
0.34%
Share price
$127.73
Annual div
$0.44
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.2K
Annual income
$35.27
Full XBI calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.92%
Share price
$17.15
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$5,659.31
Full QYLD calculator →

Portfolio growth — XBI vs QYLD

📍 QYLD pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXBIQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, XBI + QYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XBI pays
QYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XBI
Annual income on $10K today (after 15% tax)
$29.31/yr
After 10yr DRIP, annual income (after tax)
$29.98/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,013.51/yr
After 10yr DRIP, annual income (after tax)
$4,810.41/yr
At 15% tax rate, QYLD beats the other by $4,780.43/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XBI + QYLD for your $10,000?

XBI: 50%QYLD: 50%
100% QYLD50/50100% XBI
Portfolio after 10yr
$22.8K
Annual income
$2,847.30/yr
Blended yield
12.50%
📊

Analyst Conviction Gap

Where Wall Street is split right now

XBI
Analyst Ratings
1
Hold
Consensus: Hold
QYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XBI buys
0
QYLD buys
0
No recent congressional trades found for XBI or QYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXBIQYLD
Forward yield0.34%11.92%
Annual dividend / share$0.44$2.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.2K$25.4K
Annual income after 10y$35.27$5,659.31
Total dividends collected$349.00$27.1K
Payment frequencyquarterlymonthly
SectorETFETF

Year-by-year: XBI vs QYLD ($10,000, DRIP)

YearXBI PortfolioXBI Income/yrQYLD PortfolioQYLD Income/yrGap
1$10,734$34.49$10,352$1,192.36+$382.00XBI
2$11,521$34.60$10,830$1,347.57+$691.00XBI
3$12,362$34.70$11,460$1,539.07+$902.00XBI
4$13,262$34.80$12,275$1,777.84+$987.00XBI
5$14,225$34.89$13,323$2,078.95+$902.00XBI
6$15,256$34.98$14,667$2,463.34+$589.00XBI
7← crossover$16,359$35.06$16,396$2,960.57$37.00QYLD
8$17,539$35.13$18,631$3,612.97$1.1KQYLD
9$18,802$35.20$21,548$4,482.15$2.7KQYLD
10$20,153$35.27$25,398$5,659.31$5.2KQYLD

XBI vs QYLD: Complete Analysis 2026

XBIETF

The State Street SPDR S&P Biotech ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of the S&P Biotechnology Select Industry Index (the "Index")Seeks to provide exposure to the Biotechnology segment of the S&P TMI, which comprises the following sub-industries: BiotechnologySeeks to track a modified equal weighted index which provides the potential for unconcentrated industry exposure across large, mid and small cap stocksAllows investors to take strategic or tactical positions at a more targeted level than traditional sector based investing

Full XBI Calculator →

QYLDETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.