HomeCompareXBI vs XYLD

XBI vs XYLD: Dividend Comparison 2026

XBI yields 0.34% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $5.1K in total portfolio value
10 years
XBI
XBI
● Live price
0.34%
Share price
$127.73
Annual div
$0.44
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.2K
Annual income
$35.27
Full XBI calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — XBI vs XYLD

📍 XYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXBIXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XBI + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XBI pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XBI
Annual income on $10K today (after 15% tax)
$29.31/yr
After 10yr DRIP, annual income (after tax)
$29.98/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,706.19/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XBI + XYLD for your $10,000?

XBI: 50%XYLD: 50%
100% XYLD50/50100% XBI
Portfolio after 10yr
$22.7K
Annual income
$1,627.15/yr
Blended yield
7.16%
📊

Analyst Conviction Gap

Where Wall Street is split right now

XBI
Analyst Ratings
1
Hold
Consensus: Hold
XYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XBI buys
0
XYLD buys
0
No recent congressional trades found for XBI or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXBIXYLD
Forward yield0.34%10.98%
Annual dividend / share$0.44$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.2K$25.3K
Annual income after 10y$35.27$3,219.02
Total dividends collected$349.00$19.6K
Payment frequencyquarterlymonthly
SectorETFETF

Year-by-year: XBI vs XYLD ($10,000, DRIP)

YearXBI PortfolioXBI Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$10,734$34.49$10,818$1,098.39$84.00XYLD
2$11,521$34.60$11,738$1,222.51$217.00XYLD
3$12,362$34.70$12,774$1,364.64$412.00XYLD
4$13,262$34.80$13,944$1,527.86$682.00XYLD
5$14,225$34.89$15,270$1,715.87$1.0KXYLD
6$15,256$34.98$16,775$1,933.09$1.5KXYLD
7$16,359$35.06$18,490$2,184.87$2.1KXYLD
8$17,539$35.13$20,450$2,477.63$2.9KXYLD
9$18,802$35.20$22,697$2,819.19$3.9KXYLD
10$20,153$35.27$25,280$3,219.02$5.1KXYLD

XBI vs XYLD: Complete Analysis 2026

XBIETF

The State Street SPDR S&P Biotech ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of the S&P Biotechnology Select Industry Index (the "Index")Seeks to provide exposure to the Biotechnology segment of the S&P TMI, which comprises the following sub-industries: BiotechnologySeeks to track a modified equal weighted index which provides the potential for unconcentrated industry exposure across large, mid and small cap stocksAllows investors to take strategic or tactical positions at a more targeted level than traditional sector based investing

Full XBI Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.