Is XDJA or DGRO a better dividend investment in 2026?

XDJA currently yields 7.02% with a 5% 5-year dividend growth rate. DGRO yields 2.13% with 9.5% growth. The better choice depends on your goal: XDJA offers higher current income.

What is the dividend yield difference between XDJA and DGRO?

XDJA has a forward dividend yield of 7.02% ($2.00/share annually). DGRO yields 2.13% ($1.47/share annually). The yield gap is 4.89 percentage points.

Home › Compare › XDJA vs DGRO

XDJA vs DGRO: Dividend Comparison 2026

XDJA yields 7.02% · DGRO yields 2.13%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XDJA wins by $205.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

XDJA

● Live price

7.02%

Share price

$28.47

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.8K

Annual income

$1,097.46

Full XDJA calculator →

DGRO

iShares Core Dividend Growth ETF

● Live price

2.13%

Share price

$68.98

Annual div

$1.47

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.6K

Annual income

$239.96

Full DGRO calculator →

Portfolio growth — XDJA vs DGRO

📍 XDJA pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	XDJA	DGRO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, XDJA + DGRO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

XDJA pays

DGRO pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XDJA

Annual income on $10K today (after 15% tax)

$597.12/yr

After 10yr DRIP, annual income (after tax)

$932.84/yr

DGRO

Annual income on $10K today (after 15% tax)

$181.24/yr

After 10yr DRIP, annual income (after tax)

$203.97/yr

At 15% tax rate, XDJA beats the other by $728.88/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XDJA + DGRO for your $10,000?

XDJA: 50%DGRO: 50%

100% DGRO50/50100% XDJA

Portfolio after 10yr

$31.7K

Annual income

$668.71/yr

Blended yield

2.11%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XDJA buys

DGRO buys

No recent congressional trades found for XDJA or DGRO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricXDJADGRO

Forward yield	7.02% ✓	2.13%
Annual dividend / share	$2.00 ✓	$1.47
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$31.8K ✓	$31.6K
Annual income after 10y	$1,097.46 ✓	$239.96
Total dividends collected	$9.0K ✓	$2.3K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: XDJA vs DGRO ($10,000, DRIP)

Year	XDJA Portfolio	XDJA Income/yr	DGRO Portfolio	DGRO Income/yr	Gap
1← crossover	$11,402	$702.49	$11,293	$213.22	+$109.00 → XDJA
2	$12,949	$748.62	$12,730	$217.32	+$219.00 → XDJA
3	$14,650	$794.55	$14,326	$221.10	+$324.00 → XDJA
4	$16,516	$840.11	$16,098	$224.56	+$418.00 → XDJA
5	$18,557	$885.14	$18,064	$227.74	+$493.00 → XDJA
6	$20,786	$929.47	$20,246	$230.65	+$540.00 → XDJA
7	$23,214	$972.98	$22,666	$233.30	+$548.00 → XDJA
8	$25,854	$1,015.54	$25,349	$235.73	+$505.00 → XDJA
9	$28,721	$1,057.07	$28,325	$237.94	+$396.00 → XDJA
10	$31,829	$1,097.46	$31,624	$239.96	+$205.00 → XDJA

XDJA vs DGRO: Complete Analysis 2026

XDJA — Stock

The fund will invest at least 80% of its net assets in a portfolio of FLexible EXchange® Options (“FLEX Options”) that reference the SPDR® S&P 500® ETF Trust (the “Underlying ETF”), an exchange-traded fund registered under the Investment Company Act of 1940 (the “1940 Act”). The Underlying ETF seeks to track the investment results of the S&P 500 Index, a large-cap, market-weighted, U.S. equities index that tracks the performance of 500 leading companies in leading industries. It is non-diversified.

Full XDJA Calculator →

DGRO — ETF

The iShares Core Dividend Growth ETF seeks to track the investment results of an index composed of U.S. equities with a history of consistently growing dividends.

Full DGRO Calculator →

📬

Get this XDJA vs DGRO comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

XDJA vs SCHD XDJA vs JEPI XDJA vs O XDJA vs KO XDJA vs MAIN XDJA vs VIG XDJA vs NOBL XDJA vs VYM

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.