HomeCompareXDJA vs VYM

XDJA vs VYM: Dividend Comparison 2026

XDJA yields 7.02% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XDJA wins by $4.0K in total portfolio value
10 years
XDJA
XDJA
● Live price
7.02%
Share price
$28.47
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.8K
Annual income
$1,097.46
Full XDJA calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — XDJA vs VYM

📍 XDJA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXDJAVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XDJA + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XDJA pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XDJA
Annual income on $10K today (after 15% tax)
$597.12/yr
After 10yr DRIP, annual income (after tax)
$932.84/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, XDJA beats the other by $696.07/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XDJA + VYM for your $10,000?

XDJA: 50%VYM: 50%
100% VYM50/50100% XDJA
Portfolio after 10yr
$29.8K
Annual income
$688.00/yr
Blended yield
2.31%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XDJA buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXDJAVYM
Forward yield7.02%2.41%
Annual dividend / share$2.00$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$31.8K$27.8K
Annual income after 10y$1,097.46$278.55
Total dividends collected$9.0K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XDJA vs VYM ($10,000, DRIP)

YearXDJA PortfolioXDJA Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,402$702.49$11,151$241.44+$251.00XDJA
2$12,949$748.62$12,413$246.79+$536.00XDJA
3$14,650$794.55$13,794$251.79+$856.00XDJA
4$16,516$840.11$15,306$256.47+$1.2KXDJA
5$18,557$885.14$16,960$260.84+$1.6KXDJA
6$20,786$929.47$18,768$264.92+$2.0KXDJA
7$23,214$972.98$20,745$268.71+$2.5KXDJA
8$25,854$1,015.54$22,905$272.24+$2.9KXDJA
9$28,721$1,057.07$25,265$275.51+$3.5KXDJA
10$31,829$1,097.46$27,842$278.55+$4.0KXDJA

XDJA vs VYM: Complete Analysis 2026

XDJAStock

The fund will invest at least 80% of its net assets in a portfolio of FLexible EXchange® Options (“FLEX Options”) that reference the SPDR® S&P 500® ETF Trust (the “Underlying ETF”), an exchange-traded fund registered under the Investment Company Act of 1940 (the “1940 Act”). The Underlying ETF seeks to track the investment results of the S&P 500 Index, a large-cap, market-weighted, U.S. equities index that tracks the performance of 500 leading companies in leading industries. It is non-diversified.

Full XDJA Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.