HomeCompareXDJL vs VYM

XDJL vs VYM: Dividend Comparison 2026

XDJL yields 5.36% · VYM yields 2.37%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XDJL wins by $691.00 in total portfolio value
10 years
XDJL
XDJL
● Live price
5.36%
Share price
$37.32
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.5K
Annual income
$754.84
Full XDJL calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.37%
Share price
$148.10
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$272.94
Full VYM calculator →

Portfolio growth — XDJL vs VYM

📍 XDJL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXDJLVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XDJL + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XDJL pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XDJL
Annual income on $10K today (after 15% tax)
$455.58/yr
After 10yr DRIP, annual income (after tax)
$641.61/yr
VYM
Annual income on $10K today (after 15% tax)
$201.60/yr
After 10yr DRIP, annual income (after tax)
$232.00/yr
At 15% tax rate, XDJL beats the other by $409.62/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XDJL + VYM for your $10,000?

XDJL: 50%VYM: 50%
100% VYM50/50100% XDJL
Portfolio after 10yr
$28.1K
Annual income
$513.89/yr
Blended yield
1.83%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XDJL buys
0
VYM buys
0
No recent congressional trades found for XDJL or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXDJLVYM
Forward yield5.36%2.37%
Annual dividend / share$2.00$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$28.5K$27.8K
Annual income after 10y$754.84$272.94
Total dividends collected$6.5K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XDJL vs VYM ($10,000, DRIP)

YearXDJL PortfolioXDJL Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,236$535.98$11,147$237.17+$89.00XDJL
2$12,585$562.83$12,404$242.33+$181.00XDJL
3$14,055$589.17$13,780$247.16+$275.00XDJL
4$15,654$614.95$15,285$251.67+$369.00XDJL
5$17,390$640.10$16,932$255.88+$458.00XDJL
6$19,272$664.56$18,733$259.81+$539.00XDJL
7$21,309$688.29$20,701$263.46+$608.00XDJL
8$23,512$711.26$22,852$266.86+$660.00XDJL
9$25,892$733.45$25,201$270.01+$691.00XDJL
10$28,459$754.84$27,768$272.94+$691.00XDJL

XDJL vs VYM: Complete Analysis 2026

XDJLStock

The fund will invest at least 80% of its net assets in a portfolio of FLexible EXchange® Options (“FLEX Options”) that reference the SPDR® S&P 500® ETF Trust (the “Underlying ETF”), an exchange-traded fund registered under the Investment Company Act of 1940 (the “1940 Act”). The Underlying ETF seeks to track the investment results of the S&P 500 Index, a large-cap, market-weighted, U.S. equities index that tracks the performance of 500 leading companies in leading industries. It is non-diversified.

Full XDJL Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.