HomeCompareXHB vs MCD

XHB vs MCD: Dividend Comparison 2026

XHB yields 0.73% · MCD yields 2.35%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MCD wins by $57.8K in total portfolio value
10 years
XHB
XHB
● Live price
0.73%
Share price
$97.01
Annual div
$0.71
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.7K
Annual income
$76.37
Full XHB calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — XHB vs MCD

📍 MCD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXHBMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, XHB + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XHB pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XHB
Annual income on $10K today (after 15% tax)
$61.91/yr
After 10yr DRIP, annual income (after tax)
$64.91/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, MCD beats the other by $22,228.63/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XHB + MCD for your $10,000?

XHB: 50%MCD: 50%
100% MCD50/50100% XHB
Portfolio after 10yr
$49.6K
Annual income
$13,152.03/yr
Blended yield
26.50%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

XHB
No analyst data
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XHB buys
0
MCD buys
0
No recent congressional trades found for XHB or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXHBMCD
Forward yield0.73%2.35%
Annual dividend / share$0.71$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%42.3%
Portfolio after 10y$20.7K$78.5K
Annual income after 10y$76.37$26,227.70
Total dividends collected$747.00$58.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: XHB vs MCD ($10,000, DRIP)

YearXHB PortfolioXHB Income/yrMCD PortfolioMCD Income/yrGap
1← crossover$10,773$72.84$10,815$334.85$42.00MCD
2$11,600$73.33$11,826$491.71$226.00MCD
3$12,486$73.80$13,123$730.06$637.00MCD
4$13,434$74.24$14,853$1,100.07$1.4KMCD
5$14,449$74.65$17,257$1,690.61$2.8KMCD
6$15,536$75.04$20,752$2,667.01$5.2KMCD
7$16,699$75.40$26,103$4,354.83$9.4KMCD
8$17,943$75.74$34,794$7,437.78$16.9KMCD
9$19,276$76.07$49,926$13,461.60$30.6KMCD
10$20,701$76.37$78,550$26,227.70$57.8KMCD

XHB vs MCD: Complete Analysis 2026

XHBStock

The State Street SPDR S&P Homebuilders ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of the S&PHomebuilders Select Industry Index (the "Index")Seeks to provide exposure to the homebuilders segment of the S&P TMI, comprising the Homebuilding sub-industry, and may include exposure to the Building Products, Home Furnishings, Home Improvement Retail, Homefurnishing Retail, and Household Appliances sub-industriesSeeks to track a modified equal weighted index which provides the potential for unconcentrated industry exposure across large, mid and small cap stocksAllows investors to take strategic or tactical positions at a more targeted level than traditional sector based investing

Full XHB Calculator →

MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
📬

Get this XHB vs MCD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

XHB vs SCHDXHB vs JEPIXHB vs OXHB vs KOXHB vs MAINXHB vs YUMXHB vs QSRXHB vs SBUX

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.