HomeCompareXHYI vs EPRT

XHYI vs EPRT: Dividend Comparison 2026

XHYI yields 6.62% · EPRT yields 3.97%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EPRT wins by $33.4K in total portfolio value· pulled ahead in Year 3
10 years
XHYI
XHYI
● Live price
6.62%
Share price
$37.40
Annual div
$2.47
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.0K
Annual income
$1,007.63
Full XHYI calculator →
EPRT
EPRT
● Live price
3.97%
Share price
$30.36
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$64.3K
Annual income
$13,170.85
Full EPRT calculator →

Portfolio growth — XHYI vs EPRT

📍 EPRT pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXHYIEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XHYI + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XHYI pays
EPRT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XHYI
Annual income on $10K today (after 15% tax)
$562.34/yr
After 10yr DRIP, annual income (after tax)
$856.49/yr
EPRT
Annual income on $10K today (after 15% tax)
$337.37/yr
After 10yr DRIP, annual income (after tax)
$11,195.22/yr
At 15% tax rate, EPRT beats the other by $10,338.74/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XHYI + EPRT for your $10,000?

XHYI: 50%EPRT: 50%
100% EPRT50/50100% XHYI
Portfolio after 10yr
$47.6K
Annual income
$7,089.25/yr
Blended yield
14.88%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

XHYI
No analyst data
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+16.9% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XHYI buys
0
EPRT buys
0
No recent congressional trades found for XHYI or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXHYIEPRT
Forward yield6.62%3.97%
Annual dividend / share$2.47$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%29%
Portfolio after 10y$31.0K$64.3K
Annual income after 10y$1,007.63$13,170.85
Total dividends collected$8.4K$38.7K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: XHYI vs EPRT ($10,000, DRIP)

YearXHYI PortfolioXHYI Income/yrEPRT PortfolioEPRT Income/yrGap
1$11,362$661.57$11,212$512.01+$150.00XHYI
2$12,859$702.48$12,689$692.09+$170.00XHYI
3← crossover$14,503$743.07$14,521$944.30$18.00EPRT
4$16,301$783.20$16,841$1,302.88$540.00EPRT
5$18,265$822.73$19,841$1,821.64$1.6KEPRT
6$20,405$861.53$23,818$2,587.47$3.4KEPRT
7$22,733$899.51$29,230$3,744.65$6.5KEPRT
8$25,261$936.57$36,816$5,540.38$11.6KEPRT
9$28,001$972.63$47,806$8,413.17$19.8KEPRT
10$30,969$1,007.63$64,324$13,170.85$33.4KEPRT

XHYI vs EPRT: Complete Analysis 2026

XHYIStock

Under normal circumstances, the fund will invest at least 80% of its net assets (plus the amount of any borrowings for investment purposes) in high-yield, below-investment grade bonds denominated in U.S. dollars of issuers in the industrial sector, either directly or indirectly (e.g., through derivatives). It is non-diversified.

Full XHYI Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.